




45 Bream Ln, Waterloo, SC, 29384
About This Home
Set on approximately 1.2 unrestricted acres with 325+/- feet of great water frontage, and no HOA, this all-brick waterfront property offers a rare sense of privacy and space that is increasingly difficult to find on Lake Greenwood. More than a typical lake house, it feels like a hidden waterfront retreat, surrounded by mature trees and positioned to take full advantage of its peaceful waterfront setting. Designed for both everyday living and entertaining, the main level features a spacious great room with vaulted wood-plank ceilings, built-ins, a wood-burning fireplace, and large lakeside windows that fill the space with natural light and beautiful views. The kitchen offers generous prep space, breakfast bar seating, and an easy flow into the main living areas. A lakeside breakfast nook, sunroom, and expansive upper deck provide multiple places to gather, relax, and enjoy the setting throughout the day. The main level includes three bedrooms and two full baths, including a spacious lakeside primary suite with direct access to the deck. The primary bath features a double vanity and tiled shower. The walk-out basement adds valuable additional living space with a family room, bar area, fourth bedroom, third full bath, and access to the covered screened patio and backyard. In addition, the property features a detached one-bedroom guest house complete with its own full bath with a laundry area, full kitchen with island and living area. This separate space is approximately 864 sq ft ideal for guests, extended family, or anyone needing additional privacy. Outside, the property is designed to fully enjoy the waterfront lifestyle, with an expansive upper deck, screened lakeside patio, partially fenced yard, and private dock with covered boat lift. The 2-car garage under the house provides excellent space for storage, parking, or workshop use, while the greenhouse adds a unique touch for those who enjoy gardening. Solar panels contribute to improved energy efficiency and lower utility costs. Whether used as a full-time residence or a weekend retreat, this property offers privacy, flexibility, and a setting that truly stands apart on Lake Greenwood. The home has been pre-inspected, has new 6"gutters, new roof in 2026, new HVAC in 2026, and new water heater in 2025. Sale also includes the big screen projector. Square footage includes all heated areas including the guest house.
Getting Around
Schools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Basement
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Microwave,Refrigerator,Washer,Other
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Bookcases,Cathedral Ceiling(s),Stamped Ceiling(s),Other
- Flooring: Carpet,Hardwood,Laminate,Other
- Number of fireplaces: 2
- Fireplace features: Living Room,Other,Fireplace Equipment
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,392
- Total interior livable area: 3,392 sqft
Master Bathroom
- Features: Shower Only
Master Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3090000061
Features
- Patio & porch: Covered,Deck,Rear Porch,Screened
- Exterior features: Boat Lift,Retaining Wall
- Fencing: Partial
- On waterfront: Yes
- Waterfront features: Lake Greenwood,Lake
- Frontage type: Lakefront
- Frontage length: Road: 230,Water: 325
- Living area range: 3300-3599
Lot
- Lot size: 1.20 Acres
- Features: See Remarks
Parking
- Parking features: Garage Door Opener,Other
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Lightning
- Strong Wind
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Laurens County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,782 | $45,384 |
| Home Insurance * | $448 | $5,376 |
| Property Taxes | $268 | $3,216 |
| Electricity | $326 | $3,914 |
| Total | $4,824 | $57,888 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Listed for sale | $768,000 |
| 2020-12-29 | Listing removed | -- |
| 2020-12-28 | Sold | $365,000 |
| 2020-10-13 | Pending sale | $385,000 |
| 2020-10-07 | Listed for sale | $385,000 |
| 2014-07-03 | Sold | $250,000 |
