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156 E Church St, Ackerman, MS, 39735

3beds
2baths
1,900sqft
$180,000
$95price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

Classic charm meets everyday comfort in this spacious 3-bedroom, 2-bath home nestled within the Ackerman city limits. Built in 1900, this home showcases timeless character with tall ceilings, oversized rooms, abundant natural light, and beautiful hardwood flooring. The functional floor plan offers multiple living spaces, a bright kitchen with updated finishes, and an expansive primary suite complete with a large walk-in closet and private bath. Outside, mature shade trees frame the generous yard, providing plenty of space for outdoor enjoyment, gardening, or entertaining. Conveniently located near schools, shopping, and local amenities, this property offers the perfect blend of historic appeal and modern convenience. A must-see for anyone looking for space, charm, and move-in-ready living.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
5/10
Ackerman High SchoolGrades 7-120.3 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooking Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 07902292001900 & 079022920020000

Features

  • Waterfront features: None

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: 150 x 200

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Choctaw County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$197$2,364
Property Taxes $60$720
Electricity $192$2,304
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 15.7%
15.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 39735$141
Choctaw County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 39735
Choctaw County$64

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Listed for sale$180,000
2025-08-18Listing removed$205,000
2025-07-18Price change$205,000
2025-06-11Price change$225,000
2025-05-21Price change$243,000
2025-04-17Listed for sale$245,000
2021-12-22Sold--
2021-11-15Pending sale$150,000
2021-10-25Listed for sale$150,000
2021-10-20Pending sale$150,000
2021-09-27Price change$150,000
2021-09-11Listed for sale$165,000

For Sale by Agent

AgentKATHRYN M BARNETT
BrokerageTENHET REAL ESTATE

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