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8 Ridgemore Cir, Fredericksburg, VA, 22405

3beds
3baths
3,105sqft
$485,000
$156price/sqft
$3,259/moest. monthly cost
$130,360/yrincome needed

About This Home

Exceptionally maintained and truly unique ranch home just minutes from the City of Fredericksburg, nestled on an oversized wooded lot that creates a peaceful, private setting and brings the beauty of nature indoors. The main level features three spacious bedrooms and two fully remodeled bathrooms with ceramic tile and upgraded vanities. Hardwood flooring flows throughout all bedrooms, adding warmth and character. A spectacular hardwood staircase leads to the lower-level living area, highlighted by a dramatic two-story brick fireplace with a soaring floor-to-ceiling brick accent wall. The remodeled kitchen offers white cabinetry with soft-close doors, pull-out drawers, stainless steel appliances, granite countertops, and durable luxury vinyl plank flooring that extends into the eat-in dining area. The generous living room provides abundant space for relaxing and entertaining, complete with a wall of custom built-ins. Located behind the garage entrance, a versatile two-story addition includes a full bathroom and an upstairs sink, making it ideal for a home office, craft studio, guest suite, rental opportunity, or multi-purpose living space. The addition has it's own heating/cooling system and hot water heater. Nearly every major component of the home has been updated, including the windows, roof, main HVAC system, hot water heater, and much more, providing peace of mind for years to come. Conveniently located near shopping, VRE commuter rail, hospitals, restaurants, and everyday amenities, this exceptional property offers the perfect combination of comfort, character, and convenience. This is a home you won't want to miss!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

3/10
4/10
Stafford Sr. High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1969

Materials

  • Foundation: Block
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Humidifier,Ice Maker,Refrigerator,Stainless Steel Appliance(s),Water Heater,Washer,Cooktop,Gas Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 1650

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Air Filter System,Breakfast Area,Built-in Features,Ceiling Fan(s),Combination Kitchen/Dining,Family Room Off Kitchen,Upgraded Countertops,2 Story Ceilings,Dry Wall,Paneled Walls
  • Window features: Double Hung,Insulated Windows,Screens,Casement,Window Treatments
  • Flooring: Carpet,Ceramic Tile,Hardwood,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 1,540
  • Finished area above ground: 1,565

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,215
  • Total interior livable area: 3,105 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 53F 3 123
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 0.66 Acres
  • Features: Backs to Trees,Landscaped,Secluded

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$138$1,656
Property Taxes $370$4,440
Electricity $299$3,588
Total$3,259$39,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,737/yr
40% on housing$97,770/yr
45% on housing$86,906/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$243
Stafford County$227

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$485,000
2026-08-03Listed for sale$485,000

For Sale by Agent

AgentChristina Nye
BrokerageSamson Properties

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