307 Park St, Saint Joseph, MI, 49085
About This Home
Currently configured as a 2-unit property, this unique home offers incredible flexibility and potential in a prime location near the shores of Lake Michigan. Whether you're seeking an income-producing investment, multi-generational living opportunity, vacation retreat, or the chance to convert it back into a spacious single-family home, the possibilities are endless. Ready for your taste and touch, the home with Large windows provide abundant natural light, creating a warm and inviting atmosphere throughout the home. Located less than 500 FT to pitch 'YOUR' UMBRELLA & BLANKET ON SILVER BEACH, close to waterfront parks, and all that the Lake Michigan lifestyle has to offer, this property combines convenience, flexibility, and location. Spend your days enjoying nearby sandy beaches, sunsets over the lake, boating, dining, and the vibrant local community. Continue operating as a duplex, live in one unit while renting the - CONTINUE READING.. other, or reimagine the property into a beautiful single-family residence near the water. Rare opportunity with endless potential in a highly desirable lakeshore setting. Plus, a two-car garage for all your toys!!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1940
Materials
- Roof: Composition
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: MultiFamily
- Property subType: 2 to 4 Units
Interior
Appliances
- Laundry features: In Unit
Basement
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Heating
- Heating features: Baseboard,Heat Pump
Interior Area
- Total interior livable area: 1,450 sqft
Property
Details
- Parcel number: 117603400083018
Features
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Lot size: 5,662 sqft
- Features: Level,Sidewalk
- Lot size dimensions: 44 x 132
Parking
- Total spaces: 4
- Parking features: Concrete,Driveway,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,387 | $40,644 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $1,031 | $12,372 |
| Electricity | $188 | $2,259 |
| Total | $4,890 | $58,680 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $678,000 |
| 1995-11-21 | Sold | $71,500 |
View on Zillow