1024 Morrison Ave, Saint Joseph, MI, 49085
About This Home
Wonderful investment or living opportunity in downtown St. Joseph! Tucked along a lovely, quiet residential street and backing to a beautiful wooded ravine, this charming 1,650 sq ft 2-unit home offers location, character and recent improvements. Great long term tenants would love to stay, have month to month leases. The main-level unit features 1 bedroom and 2 full baths, including a primary suite with remodeled en-suite bath and walk-in closet. Hardwood floors, original woodwork and abundant natural light add warmth and character, while the rear bonus room/sunroom provides additional usable space overlooking the backyard. The upper unit offers 1 bedroom, 1 full bath, kitchen and living area. Numerous improvements include a newer furnace and water heater, updated PEX plumbing and PVC sewer lines, separate electrical panels, interior and exterior painting, and exterior sealing and caulking. A full-height basement with separate access provides storage and laundry hookups. Outside, enjoy the large front porch, wooded ravine setting, fire pit area and oversized carport with potential to enclose as a garage. There are many options, use as an investment property in a high value location, live in one unit and rent the other, or turn back into a single family home. Enjoy being downtown St. Joseph, close to Lake Michigan beaches, restaurants, shops and parks!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Composition
- Construction materials: Wood Siding,Other
Type & Style
- Home type: MultiFamily
- Property subType: 2 to 4 Units
Interior
Basement
- Has basement: Yes
- Basement: Michigan Basement
Bedrooms & Bathrooms
- Bedrooms: 13
- Bathrooms: 3
Heating
- Heating features: Forced Air
Interior Area
- Total interior livable area: 1,700 sqft
Property
Details
- Parcel number: 117650300015013
- Zoning description: 401 Residential
Features
- Waterfront features: Lake,River
- Waterbody name: Lake Michigan
Lot
- Lot size: 6,098 sqft
- Features: Ravine,Sidewalk
- Lot size dimensions: 51 x 146 x 62 x 110
Parking
- Total spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,642 | $19,704 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $276 | $3,312 |
| Electricity | $188 | $2,259 |
| Total | $2,244 | $26,928 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Listed for sale | $324,900 |
| 2017-03-22 | Sold | $116,000 |
| 2017-01-23 | Listed for sale | $124,900 |
| 2017-01-22 | Pending sale | $124,900 |
| 2016-09-06 | Listed for sale | $124,900 |
| 2015-05-01 | Sold | $64,000 |
For Sale by Agent
View on Zillow