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170 S Century Dr, Martin, GA, 30557

2beds
1baths
1,096sqft
$275,000
$251price/sqft
$1,955/moest. monthly cost
$78,200/yrincome needed

About This Home

Rare opportunity to own a unique Lake Hartwell package offering incredible value and future potential! This offering includes an existing lake cabin plus four additional adjoining lots-five lots total-being sold together for $275,000 cash. The property features an existing covered dock already in place, creating exceptional possibilities for a private family compound, vacation retreat, investment property, or future development. Surrounded by mature hardwoods, the property offers privacy and easy access to the water for boating, fishing, kayaking, and enjoying everything Lake Hartwell has to offer. Whether you're looking for a peaceful getaway, a long-term investment, or a property with room to grow, this unique lake package offers endless potential in a highly desirable location

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

--
Big A Elementary SchoolGrades PK-K9.2 mi
5/10
5/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Oven/Range (Combo),Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Master On Main Level
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,096

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,096
  • Total interior livable area: 1,096 sqft

Property

Details

  • Parcel number: 071H 032

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Water Feature
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Privileges
  • Waterbody name: Lake Hartwell
  • Frontage type: Waterfront
  • Frontage length: Waterfront Footage: 250
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.56 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$184$2,208
Property Taxes $162$1,944
Electricity $219$2,637
Total$1,955$23,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,028/yr
40% on housing$58,650/yr
45% on housing$52,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 30557$176
Stephens County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 30557
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$275,000
2020-03-11Sold$100,000
2020-01-27Pending sale$124,900
2020-01-17Listed for sale$124,900
2020-01-16Pending sale$124,900
2019-12-03Listed for sale$124,900
2019-11-27Pending sale$124,900
2019-09-17Listed for sale$124,900
2019-09-16Pending sale$124,900
2019-07-31Listed for sale$124,900
2019-07-20Pending sale$124,900
2019-07-18Listed for sale$124,900
2015-11-02Sold$119,000

For Sale by Agent

AgentKevin J Holtzclaw
BrokerageGA Realty LLC

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