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400 Collingwood Dr, Fredericksburg, VA, 22405

4beds
3baths
1,753sqft
$484,900
$277price/sqft
$3,161/moest. monthly cost
$126,440/yrincome needed

About This Home

Welcome to sought-after Clearview Heights, one of South Stafford's most desirable established neighborhoods, where you'll enjoy the freedom of **NO HOA** along with numerous major updates already completed for you. According to the previous owners, the roof was replaced in 2018, new siding was installed in 2019, new decking and HVAC system were replaced in 2020, and a new water heater was installed in 2026, offering added peace of mind for years to come. Situated on a spacious corner lot, this beautifully maintained home combines timeless charm, flexible living spaces, and an unbeatable location just minutes from Downtown Fredericksburg. Inside, you'll find beautiful hardwood floors and a bright, inviting floor plan designed for both everyday living and entertaining. The kitchen features granite countertops, ample cabinetry, and generous workspace for preparing meals or hosting family and friends. The spacious living room offers plenty of room to gather, while the finished lower level provides a separate family room centered around a cozy fireplace, creating the perfect space for movie nights, game days, a playroom, home gym, hobby room, or additional entertaining space. Step outside to your fully fenced backyard and enjoy the spacious deck, ideal for grilling, outdoor dining, relaxing with your morning coffee, or hosting guests. The corner lot provides additional outdoor space while enhancing the home's curb appeal. An attached side-load two-car garage offers abundant parking and storage, and the installed EV charging station is a valuable bonus for electric vehicle owners. The location is truly exceptional. Commuters will appreciate the close proximity to the Leeland VRE Station and I-95 for convenient access to Northern Virginia and Washington, D.C. Just minutes away, you'll find Historic Downtown Fredericksburg with its locally owned restaurants, boutiques, coffee shops, farmers markets, art galleries, riverfront parks, and year-round events. Brooks Park, the Stafford YMCA and waterpark, grocery stores, shopping, medical facilities, and everyday conveniences are all nearby. Opportunities to own a well-maintained home with **NO HOA**, significant recent updates, and this prime location in Clearview Heights are rare. Schedule your private showing today and see everything this exceptional property has to offer. Fourth bedroom is NTC.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
4/10
Stafford Sr. High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Dryer,Water Heater,Electric Water Heater

Basement

  • Area: 521

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Bathroom - Walk-In Shower,Ceiling Fan(s),Combination Kitchen/Dining,Dining Area,Family Room Off Kitchen,Floor Plan - Traditional,Eat-in Kitchen,Kitchen Island,Kitchen - Table Space,Primary Bath(s),Dry Wall
  • Door features: Sliding Glass,Six Panel,Storm Door(s)
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes
  • Finished area below ground: 521
  • Finished area above ground: 1,232

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,753
  • Total interior livable area: 1,753 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 54S 6 290
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Bi-Level,Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Sidewalks,Lighting,Rain Gutters
  • Fencing: Full

Lot

  • Lot size: 0.44 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Concrete,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,451$29,412
Home Insurance *$138$1,656
Property Taxes $370$4,440
Electricity $202$2,433
Total$3,161$37,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,377/yr
40% on housing$94,830/yr
45% on housing$84,293/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$241
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$484,900
2026-07-30Price change$484,900
2026-07-20Price change$485,000
2026-07-13Listed for sale$500,000
2026-07-02Contingent$500,000
2026-06-25Listed for sale$500,000
2018-11-27Sold$288,550
2018-11-01Pending sale$289,900
2018-10-18Price change$289,900
2018-09-26Listed for sale$299,777
2013-06-03Sold$274,900
2013-04-30Pending sale$274,900
2013-04-28Listed for sale$274,900
2013-03-26Sold$173,000

For Sale by Agent

AgentAshley Nicole Brooks
BrokerageBerkshire Hathaway HomeServices PenFed Realty

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