1589 Ridgeview Ter, Osage Beach, MO, 65065
About This Home
Great location in Hawk Island Estates with seasonal Lake View. Inviting Covered Porch enters to a large Living Room with engineered Hardwood Flooring. The Kitchen has lots of Cabinets, Work Island, Pantry, a Dining Area & Sliders to a large Deck that is covered & open . There is also a Formal Dining Room. The Master Bedroom/Bath also has Sliders to the large Deck, Walk-In Closet, Walk-In Shower, Jetted Tub & double Sinks. Downstairs is a Family/ Game Room, Fireplace & Wet Bar with Sliders to a large covered Deck. The 2 Bedrooms downstairs both have Bathrooms & Walk-In Closets. There is also a large Storage Closet & Utility/Storage Room downstairs. There is a Community Pool, Tennis Court & Basketball Court for Hawk Island Residents. Nice location and close to Shopping, Golfing, Hospital & Restaurants.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Poured
- Construction materials: Brick,Synthetic Stucco,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned,Stove
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access,Full
Bathroom
- Level: Lower
Bathroom
- Level: Lower
Bedroom
- Level: Main
Bedroom
- Level: Lower
Bedroom
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Wet Bar,Ceiling Fan(s),Fireplace,Jetted Tub,Pantry,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Shower,Window Treatments
- Door features: Storm Door(s)
- Window features: Window Treatments
- Flooring: Hardwood,Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: One,Gas
- Fireplace: Yes
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,548
- Total interior livable area: 3,548 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Features: Bath in Primary Bedroom
- Level: Main
Utility Room
- Level: Lower
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 08401700000002009015
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Covered,Deck,Open
- Exterior features: Concrete Driveway,Deck,Tennis Court(s)
- Has view: Yes
- View description: Lake,Seasonal View
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 0.25 Acres
- Features: Gentle Sloping
- Lot size dimensions: 81 x 114 x 120 x 108
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Winter Weather
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Hail
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,477 | $29,724 |
| Home Insurance * | $279 | $3,348 |
| Property Taxes | $187 | $2,244 |
| Electricity | $270 | $3,251 |
| Total | $3,213 | $38,556 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Price change | $489,900 |
| 2026-06-05 | Listed for sale | $499,900 |
| 2019-06-07 | Sold | -- |
| 2019-05-14 | Pending sale | $234,500 |
| 2019-04-25 | Price change | $234,500 |
| 2019-03-02 | Listed for sale | $247,900 |
| 2015-07-31 | Sold | -- |
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