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202 Iris Rd, Noel, MO, 64854

2beds
1baths
960sqft
$95,000
$99price/sqft
$849/moest. monthly cost
$33,960/yrincome needed

About This Home

Fantastic price for this Cute little cottage tucked back in the trees. Freshly renovated with new paint and flooring. Large lot with metal roof. Part of this home started life as a single wide manufactured home and was added on to, making it look like a total site built home. Because of this, government loans are not available.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

4/10
Noel Elementary SchoolGrades 3-80.2 mi
3/10
--
Noel Primary SchoolGrades PK-22.4 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 960

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 176023002007001000

Lot

  • Lot size dimensions: Irregular

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Lightning
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $480$5,760
Home Insurance *$66$792
Property Taxes $162$1,944
Electricity $141$1,693
Total$849$10,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,108/yr
40% on housing$25,470/yr
45% on housing$22,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 64854$164
McDonald County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 64854
McDonald County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Listed for sale$99,900

For Sale by Agent

AgentKevin VanStory
BrokerageSWMOHOMES.COM

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