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1016 Carnell Rd, Rocky Comfort, MO, 64861

3beds
2baths
2,200sqft
$320,000
$145price/sqft
$2,058/moest. monthly cost
$82,320/yrincome needed

About This Home

Selling as is. Home ready to move in on 3.14 acres of land. Beautiful country homestead with no neighbors plus a building site on property with all necessities to put another house. Two meter loops, two septic tanks, well water and rural water. The home has three car garage this home is in wonderful condition. Beautiful landscape with a shop that’s attached to a work garage, a barn, a small shed and storm shelter. Home has a built in wood outdoor heating unit; heats both the house and water in the home with a working central heat and air unit and hooked up with propane. Everything you could ever dream of but act now the house was appraised by Zillow for 342,000 before the additions so we are selling it way cheaper than market price. Your dream home in the country awaits.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

8/10
3/10
McDonald County High SchoolGrades 9-1216.2 mi

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric,Propane / Butane,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 026023000000003000

Features

  • Exterior features: Vinyl,Wood

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 8
  • Parking features: Garage - Attached,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Heat Wave
Inland Flooding
Ice Storm
Tornado
Hail
Lightning
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$180$2,160
Property Taxes $93$1,116
Electricity $167$2,015
Total$2,058$24,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,560/yr
40% on housing$61,740/yr
45% on housing$54,880/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -4.5%
-4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 64861$526
McDonald County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 64861
McDonald County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Listed for sale$305,000

For Sale by Owner

AgentProperty Owner

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