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120 Cattail Ln, Ocean Springs, MS, 39564

4beds
3baths
2,831sqft
$354,000
$125price/sqft
$2,718/moest. monthly cost
$108,720/yrincome needed

About This Home

Space, comfort, and versatility come together in this thoughtfully designed 4bedroom 3.5 bath home. The expansive kitchen offers granite countertops, a large island with a raised breakfast bar, generous cabinetry, and plenty of room for both casual dining and entertaining. Multiple living areas provide flexibility for everyday living, while the fireplace creates a warm and inviting focal point. The spacious primary suite features a private bath with dual vanities, a separate shower, and a jetted tub. In addition to the four bedrooms, two bonus rooms offer ideal space for a home office, playroom, hobby room, or additional storage. With a large laundry room and an abundance of storage throughout, this home offers the space and functionality today's buyers are looking for. Schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
10/10
Ocean Springs High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Granite Counters,Kitchen Island,Open Floorplan,Stone Counters
  • Fireplace features: Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 2,831
  • Total interior livable area: 2,831 sqft

Property

Details

  • Parcel number: 07130281.000

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard,See Remarks
  • Fencing: Back Yard

Lot

  • Lot size: 10,018 sqft
  • Features: Subdivided

Parking

  • Total spaces: 2
  • Parking features: Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,790$21,480
Home Insurance *$468$5,616
Property Taxes $197$2,364
Electricity $263$3,158
Total$2,718$32,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,188/yr
40% on housing$81,540/yr
45% on housing$72,480/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 39564$166
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39564$152
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$349,000
2026-08-01Price change$354,000
2026-07-24Listed for sale$359,000
2022-09-28Sold--
2022-08-01Pending sale$329,000
2022-07-21Price change$329,000
2022-05-26Price change$337,000
2022-05-18Listed for sale$345,000
2014-09-04Sold--

For Sale by Agent

AgentNatalie Graham
BrokerageEpique

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