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46 Bethel Church Rd, Fredericksburg, VA, 22405

4beds
3baths
1,414sqft
$515,000
$364price/sqft
$3,435/moest. monthly cost
$137,400/yrincome needed

About This Home

This is your chance to own a 7.5 acre potential farmette in Stafford. 46 Bethel Church Road is the perfect blend of country living and modern convenience. Ideal for hobby farming, gardening, chickens, goats, horses, or simply enjoying the wide open space and privacy. The home is clean, partially updated, and ready for you to move in, with plenty of room for your own updates and personal touches to add even more value. As you enter, you'll find a family room that adjoins a spacious kitchen and eating area. The kitchen has been updated with new appliances and countertops, and the entire home has been freshly painted. Four ample sized bedrooms and two full bathrooms complete the main level. You'll love the old fashioned enclosed back porch overlooking the beautiful property. The finished basement includes a kitchenette, living area, spare room, and its own separate entrance, ideal for extended family or guests. Several outbuildings on the property offer flexible options for storage, hobbies, or workshop space. There is great potential in this home and the land it sits on. Come check it out. Commutable to Washington D.C., Dahlgren, Warrenton, Culpeper, and Richmond. Downtown Fredericksburg offers wonderful shopping and dining, and Stafford is close to world class hiking in the Shenandoah Mountains.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Area: 1414

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • 2nd Kitchen,Combination Kitchen/Dining,Entry Level Bedroom
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,414

Heating & Cooling

  • Heating features: Central,Oil
  • Cooling features: None,Electric

Interior Area

  • Total structure area: 2,828
  • Total interior livable area: 1,414 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 56 102A
  • Zoning: A1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Screened
  • Has view: Yes
  • View description: Garden,Trees/Woods

Lot

  • Lot size: 7.50 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$147$1,764
Property Taxes $482$5,784
Electricity $202$2,433
Total$3,435$41,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,771/yr
40% on housing$103,050/yr
45% on housing$91,600/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$241
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$515,000
2026-08-05Contingent$515,000
2026-07-31Listed for sale$515,000

For Sale by Agent

AgentKristine Jones
BrokerageSamson Properties

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