See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

96 Holly Cir, Fredericksburg, VA, 22405

4beds
3baths
2,176sqft
$565,000
$260price/sqft
$3,657/moest. monthly cost
$146,280/yrincome needed

About This Home

Nestled in the charming Argyle Terrace subdivision, this stunning Colonial-style home offers a perfect blend of comfort and elegance. With 2,176 sq. ft. of meticulously maintained living space, this residence features four spacious bedrooms and two and a half bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and inviting interior, highlighted by beautiful hardwood floors and plush carpeting. The heart of the home is the family room, seamlessly connected to the kitchen, which boasts a cozy breakfast area and ample table space for gatherings. The formal dining room provides an elegant setting for special occasions, while the luxurious soaking tub in the master bath invites you to unwind after a long day. The exterior is equally impressive, featuring extensive hardscape and a well-manicured yard that backs to serene trees, offering a peaceful retreat. Enjoy outdoor living on the expansive deck, perfect for summer barbecues or quiet evenings under the stars. The property also includes a convenient shed for additional storage. With a side-entry attached garage and a concrete driveway, parking is a breeze. Located just minutes from commuter lots, rail stations, and the airport, this home combines suburban tranquility with easy access to urban amenities. Experience the perfect balance of comfort, style, and convenience in this exceptional property.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Excellent
  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt,Architectural Shingle
  • Construction materials: Brick Front

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Refrigerator,Oven/Range - Gas,Washer,Water Dispenser,Water Conditioner - Rented,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bathroom3

  • Features: Flooring - HardWood,Ceiling Fan(s)
  • Level: Upper
  • Area: 126
  • Dimensions: 9 X 14

Bedroom2

  • Features: Flooring - HardWood,Ceiling Fan(s)
  • Level: Upper
  • Area: 117
  • Dimensions: 9 X 13

Bedroom4

  • Features: Flooring - HardWood,Ceiling Fan(s)
  • Level: Upper
  • Area: 132
  • Dimensions: 11 X 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Family Room

  • Features: Flooring - HardWood,Ceiling Fan(s)
  • Level: Main
  • Area: 240
  • Dimensions: 12 X 20

Features

  • Soaking Tub,Breakfast Area,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen - Table Space
  • Flooring: Hardwood,Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,176

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,264
  • Total interior livable area: 2,176 sqft

Kitchen

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 216
  • Dimensions: 12 X 18

Living Room

  • Features: Flooring - HardWood,Fireplace - Gas
  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Primary Bathroom

  • Features: Countertop(s) - Solid Surface,Flooring - Ceramic Tile,Double Sink,Soaking Tub
  • Level: Upper

Primary Bedroom

  • Features: Flooring - HardWood,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Upper
  • Area: 221
  • Dimensions: 13 X 17

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 58F 8
  • Zoning: R1
  • Zoning description: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Extensive Hardscape,Underground Lawn Sprinkler
  • Fencing: Back Yard,Split Rail
  • Has view: Yes
  • View description: Trees/Woods,Garden

Lot

  • Lot size: 0.45 Acres
  • Features: Backs to Trees,Front Yard,Landscaped,Rear Yard,Suburban

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Garage Door Opener,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$161$1,932
Property Taxes $431$5,172
Electricity $209$2,515
Total$3,657$43,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,382/yr
40% on housing$109,710/yr
45% on housing$97,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 22405$241
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22405$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Listed for sale$565,000
2019-09-09Sold$370,000
2019-08-05Pending sale$375,000
2019-08-05Listing removed$2,200
2019-08-03Listed for rent$2,200
2019-07-19Price change$375,000
2019-07-12Listed for sale$389,900
2018-03-28Sold$375,000

For Sale by Agent

AgentPeggy Withers
BrokerageLong & Foster Real Estate, Inc.

Similar Homes