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1004 Four Mile Loop, Cheraw, SC, 29520

5beds
5baths
5,011sqft
$840,000
$168price/sqft
$5,478/moest. monthly cost
$219,120/yrincome needed

About This Home

Are you looking for land? Do you have horses that need room to roam and a beautiful house attached to the land? Look no further! 1004 Four Mile Loop Road in Cheraw, SC is ready for you to call it your home, sweet home. Set on an impressive 13.67 acres, this exceptional home offers space, privacy, and versatility for refined country living. 5 Bedroom, 4.5 Bathroom 5,011-square-foot home features a spacious primary suite on the main level, thoughtfully designed with luxury in mind. There's a lovely dining room with beautifully high ceilings, a two-story foyer and a full office designed for working from home. The Living room is spacious and airy with a gas fireplace to keep it cozy. Upstairs, you’ll find 4 generously sized bedrooms along with two bonus rooms, perfect for a second floor office, gym, media room, or play space. The bonus space above the garage could make a great separate quarters with access to a full bathroom and entrance from the side door. All hard surface flooring throughout and updates in lighting, you need to see this in person! Outdoors, the property truly shines. Enjoy an in-ground pool ideal for entertaining, a six-stall horse stable for equestrian enthusiasts, two pastures for your horses, a dedicated dog run, and chicken coop. You can truly enjoy all the perks of country living here! With expansive acreage and endless possibilities, this one-of-a-kind property offers the perfect blend of luxury, functionality, and rural charm. Come see it today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
Long Middle SchoolGrades 6-82.8 mi
2/10
Cheraw High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Brick Partial,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Wall Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Dining Area

  • Level: Main

Dining Room

  • Level: Main

Features

  • Kitchen Island,Pantry,Storage,Walk-In Closet(s)
  • Door features: French Doors,Sliding Doors,Storm Door(s)
  • Flooring: Laminate,Tile,Wood
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 5,011

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 5,011
  • Total interior livable area: 5,011 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 242000000064
  • Zoning: R
  • Special condition: Standard
  • Exclusions: none
  • Horse amenities: Barn,Corral(s),Paddocks,Pasture,Stable(s)

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Fenced,In Ground
  • Patio & porch: Deck,Front Porch,Porch,Side Porch
  • Fencing: Fenced,Electric,Partial

Lot

  • Lot size: 13.67 Acres
  • Features: Cleared,Level,Pasture,Wooded,Views
  • Lot size dimensions: Per Ta x Records

Parking

  • Total spaces: 12
  • Parking features: Detached Carport,Circular Driveway,Driveway,Attached Garage,Garage Faces Side,RV Access/Parking,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Has uncovered spaces: Yes
  • Uncovered spaces: 8
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hurricane
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,247$50,964
Home Insurance *$464$5,568
Property Taxes $286$3,432
Electricity $481$5,782
Total$5,478$65,736
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,817/yr
40% on housing$164,340/yr
45% on housing$146,080/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 29520$96
Chesterfield County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 29520
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$840,000
2026-05-21Pending sale$840,000
2026-01-16Listed for sale$840,000
2024-11-01Sold$765,000
2024-05-24Price change$799,000
2024-05-01Listed for sale$833,250
2021-12-17Sold$485,000
2021-08-18Pending sale$500,000
2021-08-10Listing removed--
2021-08-07Listed for sale$500,000

For Sale by Agent

AgentKatie Beatty
BrokerageCross Keys LLC

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