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487 Ridge Rd, Cheraw, SC, 29520

3beds
2baths
1,632sqft
$249,000
$153price/sqft
$1,685/moest. monthly cost
$67,400/yrincome needed

About This Home

Welcome to 487 Ridge Road, a contemporary in Cheraw's established Bridlewood subdivision. Bridlewood is known for its mature setting and convenient location, putting you close to local shopping, healthcare, schools, and dining, while keeping a quiet residential feel. Accessed easily from Highway 9, the neighborhood makes daily errands straightforward. Sitting on a 0.97-acre lot, this home offers plenty of room to stretch out. The brick and vinyl exterior is accented by a covered front porch, and recent updates include a freshly pressure washed driveway and sidewalk. Inside, a formal foyer with a coat closet provides a practical drop zone as you enter. Hardwood and vinyl flooring run through the main living spaces for easy upkeep. There is a dedicated laundry room with washer and dryer connections to handle everyday chores. The original garage has been completely enclosed to create a substantial workshop and storage space, perfect for hobbies, tools, or simply keeping seasonal items organized and out of the way. The center of the home is a bright, open living room and den featuring a vaulted ceiling, ceiling fans, and a cozy fireplace. From the living room, the layout flows right into the kitchen, keeping the living and dining spaces connected. The kitchen features wooden cabinets and granite countertops with plenty of prep space. It also includes a suite of newer appliances: a surface stove and oven combo, dishwasher, and refrigerator. The home features three bedrooms and two full bathrooms within its 1,632 heated square feet. For added everyday convenience, one of the bathrooms includes a walk-in bathtub. A standout feature of the floor plan is the 23x15 Carolina Room just off the main living area. While this sunroom is not heated or cooled by the central unit and is not included in the heated square footage, it adds a massive amount of flexible space. It’s a great spot for morning coffee, reading, or relaxing with a clear view of the backyard. Out back, the property makes the most of its spacious lot. A large rear deck and an uncovered patio provide plenty of room for grilling and spending time outside. There is also an outdoor storage building for lawn equipment. During the summer, Bridlewood residents have the option to join the neighborhood swimming pool by paying a membership fee. Making this home one to consider. DISCLAIMER Images, documents, and materials are for reference only and may not accurately reflect the property. Government records may not be current; we offer no warranty of accuracy. Photos and descriptions may be AI-enhanced for illustration. Buyer or representative responsible for verifying square footage, taxes, lot size, HOA, covenants & restrictions, zoning and other pertinent information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
4/10
Long Middle SchoolGrades 6-83.5 mi
2/10
Cheraw High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Slab/Crawl Space
  • Roof: Shingle
  • Construction materials: Brick Veneer/Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Wash/Dry Cnctn.

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Solid Surface Countertops
  • Flooring: Wood,Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1 Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump,Other
  • Cooling features: Heat Pump,Other

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Property

Details

  • Parcel number: 244001001052

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Storage,Other

Lot

  • Lot size: 0.97 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Hurricane
Ice Storm
Winter Weather

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$137$1,644
Property Taxes $85$1,020
Electricity $204$2,449
Total$1,685$20,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,771/yr
40% on housing$50,550/yr
45% on housing$44,933/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 29520$98
Chesterfield County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 29520
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Listed for sale$249,000
2020-12-02Sold$170,000
2020-07-31Listing removed$173,900
2020-03-05Price change$173,900
2020-01-24Price change$179,900
2019-08-07Listed for sale$189,000

For Sale by Agent

AgentTonya H Michael
BrokerageUnited Country Real Estate The Michael Group

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