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310 Kershaw St, Cheraw, SC, 29520

6beds
6baths
4,907sqft
$599,000
$122price/sqft
$4,034/moest. monthly cost
$161,360/yrincome needed

About This Home

Introducing the historic McNair-Tillman House, one of the earliest homes built in Cheraw and notably the first residence on the entire third block of town. Rich in history and character, this remarkable property began as a classic “two-over-two” and has been thoughtfully expanded over the years to offer generous living space while preserving its original charm. With close to 4700 total sq ft, the main residence features 5 bedrooms, 3 full baths, and 2 half baths, with much of the original woodwork still intact—beautifully blending historic craftsmanship with modern updates. Renovated to its current layout in 2004, the back of the house is now connected with the original kitchen and opens up to a welcoming patio. This home has been well appointed, appreciated and maintained by its owners throughout its time. A standout feature is the attached 1-bedroom apartment, complete with a kitchen, full bath, living area, and private side porch. With its separate entrance and connection to the rear patio, this space is ideal for guests, extended family, or potential rental income. Set on nearly an acre, the property showcases mature landscaping and a deep backyard—perfect for outdoor living, entertaining, or simply enjoying one of the most private backyards in town. There is also a one car garage with additional storage that is also a more recent addition. This is rare opportunity to own a true piece of Cheraw’s history with space and flexibility in, perhaps, one of the best locations in town.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Cheraw Primary SchoolGrades PK-20.4 mi
4/10
Long Middle SchoolGrades 6-80.9 mi
2/10
Cheraw High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • Partial bathrooms: 2

Features

  • Ceiling Fan(s),Shower,Walk-In Closet(s)
  • Flooring: Wood,Tile,Hardwood
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Heat Pump,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 4,907
  • Total interior livable area: 4,907 sqft

Property

Details

  • Parcel number: 271 013 001 006

Features

  • Levels: One,Two
  • Stories: 1
  • Patio & porch: Porch,Screened,Patio
  • Exterior features: Sprinkler System,Storage,Other
  • Fencing: Fenced

Lot

  • Lot size: 1.04 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Wildfire
Winter Weather

FEMA Declared Disasters in Chesterfield County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$331$3,972
Property Taxes $204$2,448
Electricity $471$5,662
Total$4,034$48,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,308/yr
40% on housing$121,020/yr
45% on housing$107,573/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 29520$98
Chesterfield County$115

vs Homes Sold Last Month

Median $/sqft

ZIP 29520
Chesterfield County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Listed for sale$599,000

For Sale by Agent

AgentMary D Anderson
BrokerageLewis Realty

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