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346 N 17th St, Hot Springs, SD, 57747

5beds
5baths
3,678sqft
$565,000
$154price/sqft
$4,382/moest. monthly cost
$175,280/yrincome needed

About This Home

Welcome to 346 N 17th Street! This remarkable historic home offers 5 bedrooms, 4 bathrooms, multiple office spaces, a den, formal dining room, and formal living room. Rich with character, it showcases original historic details throughout. On the third story, you’ll find a spacious 366 sq. ft. bonus room—perfect for a playroom, hobby area, or additional living space. The home’s yard is truly exceptional, ready for your garden dreams, and includes a root cellar in the basement for storing your harvest. An HVAC system provides comfort year-round, keeping the home warm in the winter and cool in the summer. In 2011, a 1,220 sq. ft. addition was added, featuring two bedrooms, a full bath, a large den, and a 16x30 deck ideal for outdoor entertaining. The detached 24x26 garage includes a tandem drive-through bay with automatic openers, providing both convenience and functionality. Enjoy the charm of the inviting front porch, where you can relax in your rocking chair and watch the neighborhood bustle. With the school just two blocks away, the location couldn’t be more ideal. This is the first time this historic home has been offered for sale in many years—don’t miss your chance to own a piece of local history! interior pictures coming soon.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
6/10
2/10

Construction

Condition

  • Year built: 1909

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Site Built

Interior

Appliances

  • Appliances included: Electric Range Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Vaulted Ceiling(s),Mud Room,Den/Study,Office,Game Room,Workshop
  • Flooring: Carpet,Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Propane

Interior Area

  • Total structure area: 3,678
  • Total interior livable area: 3,678 sqft

Property

Details

  • Parcel number: 753800190000100

Features

  • Levels: Two Story
  • Stories: 2
  • Patio & porch: Porch Covered,Open Deck
  • Fencing: Garden Area

Lot

  • Lot size: 0.48 Acres
  • Features: Corner Lot,Trees
  • Lot size dimensions: 50 x 140

Parking

  • Total spaces: 2
  • Parking features: Two Car,Detached,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Fall River County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance $706$8,472
Property Taxes $540$6,480
Electricity $280$3,371
Total$4,382$52,584

Income You'd Need if You Spent...

35% on housing$150,240/yr
40% on housing$131,460/yr
45% on housing$116,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 57747$208
Fall River County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 57747
Fall River County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$565,000
2026-03-04Price change$585,000
2025-10-22Price change$599,000
2025-08-25Listed for sale$649,000

For Sale by Agent

AgentResa Rutz
BrokerageCentury 21 Stevens & Associates

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