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323 W 10th St, Gregory, SD, 57533

4beds
3baths
2,998sqft
$430,000
$143price/sqft
$3,077/moest. monthly cost
$123,080/yrincome needed

About This Home

Completely remodeled in 2024, this 4-bedroom, 3 bath, move-in-ready home offers the perfect blend of modern updates and spacious living. From the updated plumbing and electrical to the stylish finishes throughout, nearly every detail has been refreshed for comfort and peace of mind. The main level features 1,802 sq. ft. with a beautifully remodeled kitchen, updated bathrooms, and two bedrooms, including a primary suite with a full bath on the main level. The finished basement adds another 1,196 sq. ft., including two additional bedrooms with egress windows, a ¾ bath, and ample space for a family room or recreation area. Situated on a 125' x 140' lot with an additional lot included to the south, the property offers plenty of outdoor space and future possibilities. The detached 28' x 56' two-stall garage provides excellent room for vehicles, storage, or a workshop. Additional features include a newer roof (2020), heat pump, central air, mini-split system, sump pump, drain tile, and all new appliances included. With four bedrooms, three bathrooms, and extensive updates throughout, this Gregory home is ready for its next owner.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Gregory Elementary - 02Grades PK-50.7 mi
2/10
Gregory High School - 01Grades 9-120.7 mi

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: Engineered Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Oven,Microwave,Dryer,Dishwasher,Disposal,Range,Washer,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Part size

Bedroom

  • Level: Main

Bedroom

  • Level: Basement

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Window features: Window Coverings
  • Flooring: Hardwood,Carpet,Linoleum

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,998
  • Total interior livable area: 2,998 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 5817 & 5818
  • Zoning: Residential

Features

  • Stories: 1

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 125' x 140'

Parking

  • Total spaces: 4
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Drought
Lightning
Wildfire

FEMA Declared Disasters in Gregory County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance $402$4,824
Property Taxes $272$3,264
Electricity $229$2,748
Total$3,077$36,924

Income You'd Need if You Spent...

35% on housing$105,497/yr
40% on housing$92,310/yr
45% on housing$82,053/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 57533$1,405
Gregory County$972

vs Homes Sold Last Month

Median $/sqft

ZIP 57533
Gregory County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$430,000
2024-08-16Sold$235,000
2024-04-30Pending sale$249,900
2024-02-27Price change$249,900
2024-01-31Listed for sale$259,900
2023-08-16Listing removed--
2023-04-03Listed for sale$290,000
2013-05-31Sold$57,500

For Sale by Agent

AgentSteve Steinke
BrokerageShippy Realty and Auction

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