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98 5th St, Bethany Beach, DE, 19930

5beds
5baths
3,400sqft
$6,500,000
$1,912price/sqft
$35,534/moest. monthly cost
$1,421,360/yrincome needed

About This Home

Classic coastal charm meets an extraordinary oceanfront setting in this quintessential beach home, ideally situated on an oversized corner homesite with a rare 63 feet of direct beachfront at the north end of Bethany Beach, adjacent to the private beach of Sussex Shores. This premier location offers the perfect balance of convenience and privacy—just a short stroll to the town's shops, restaurants, and boardwalk while enjoying a quieter stretch of one of Delaware's most sought-after beaches. The true centerpiece of this remarkable property is the expansive oceanfront deck, complete with a private swimming pool framed by beautifully landscaped gardens and mature Japanese pines that create a rare sense of privacy, as well as a private boardwalk leading directly to the dune crossover and pristine sandy beach—an incredibly rare offering along the Delaware coast. Designed to embrace its spectacular setting, the main level features a spacious living and dining area with beautiful hardwood flooring, high ceilings, and three sets of sliding glass doors that frame the ocean views and fill the home with natural light. The living space flows seamlessly to a large screened porch before extending to the impressive oceanfront deck, creating an ideal setting for indoor and outdoor entertaining. The kitchen offers white cabinetry, a gas range, a center island, and an oversized side-by-side refrigerator, while a guest bedroom and full bathroom complete this level. The middle level is highlighted by a spacious oceanfront primary suite featuring three sets of sliding glass doors that open to a private balcony overlooking the pool and ocean, along with a separate screened porch, creating multiple spaces to relax and enjoy the coastal setting. An en-suite bathroom with an expansive walk-in shower completes this serene retreat. Two additional guest bedrooms and another full bathroom provide comfortable accommodations for family and friends. The upper level offers even more space with a versatile loft currently used as a bedroom, plus a full bathroom, and a private oceanfront balcony, providing another peaceful vantage point to enjoy panoramic ocean views. The ground level provides an additional living area with a kitchenette, a potential sixth bedroom, fifth full bathroom, and a second washer and dryer, creating an ideal setup for extended family or guests. Just outside, an outdoor shower provides the perfect place to rinse off after a day on the beach. The home’s current footprint, including the enclosed porches and balconies, encompasses approximately 1,490 square feet per level. Due to the size of this remarkable corner homesite, the listing agent estimates potential for a newly constructed residence with a footprint of approximately 2,500 square feet per floor; all figures are estimates only, and buyers should independently verify buildable area with the Town of Bethany Beach and DNREC. Whether enjoyed as a timeless seaside retreat or reimagined as a spectacular custom residence, this rare property offers an exceptional opportunity on one of the most desirable oceanfront lots in Bethany Beach.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

7/10
Selbyville Middle SchoolGrades 6-810.1 mi
6/10
Indian River High SchoolGrades 9-129.4 mi

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Block
  • Construction materials: Frame,Stick Built

Notable Dates

  • Major remodel year: 1980

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Walk-In Shower,Bathroom - Tub Shower,Combination Dining/Living,Entry Level Bedroom,Open Floorplan,Kitchen Island,Primary Bath(s),Primary Bedroom - Ocean Front,Recessed Lighting,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,400

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,400
  • Total interior livable area: 3,400 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 13413.1641.00
  • Zoning: TN
  • Special condition: Standard

Features

  • Levels: Four
  • Stories: 4
  • Private pool: Yes
  • Pool features: Private
  • Patio & porch: Deck,Porch,Screened
  • Exterior features: Outdoor Shower
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Sandy Beach,Oceanfront,Swimming Allowed,Beach Access,Ocean
  • Waterbody name: Atlantic Ocean
  • Frontage length: Water Frontage Ft: 63

Lot

  • Lot size: 0.43 Acres
  • Features: Corner Lot
  • Lot size dimensions: 260.00 x 63.00

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $32,867$394,404
Home Insurance *$257$3,084
Property Taxes $2,034$24,408
Electricity $376$4,512
Total$35,534$426,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,218,308/yr
40% on housing$1,066,020/yr
45% on housing$947,573/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,912This listing

vs Other Active Listings

Avg $/sqft

ZIP 19930$605
Sussex County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 19930
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$6,500,000
2026-08-06Listed for sale$6,500,000

For Sale by Agent

AgentLESLIE KOPP
BrokerageLong & Foster Real Estate, Inc.

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