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29123 Finch Ln, Milton, DE, 19968

5beds
3baths
2,950sqft
$599,900
$203price/sqft
$3,669/moest. monthly cost
$146,760/yrincome needed

About This Home

You will find so much more than meets the eye in this impeccably maintained home located just outside the Town of Milton. Offering an exceptional combination of space, flexibility, and thoughtful design, this impressive residence features five spacious bedrooms and three full baths, making it ideal for multi-generational living, extended family, or hosting guests visiting Delaware's beaches. Step inside to discover an inviting open-concept floor plan highlighted by hand-scraped engineered hardwood flooring, extensive custom trim, abundant recessed lighting, and a spacious gathering room that flows seamlessly into the chef's kitchen. Designed to impress, the kitchen boasts granite countertops, stainless steel appliances, ample cabinetry, and generous workspace perfect for everyday living and entertaining alike. The first-floor primary suite serves as a private retreat with an oversized layout, expansive walk-in closet, and luxurious en-suite bath featuring a custom tiled shower. This level also includes a private guest or family suite complete with its own living room, kitchenette, full bath, two additional bedrooms, and a separate exterior entrance—creating an ideal space for extended family, overnight guests, or independent living. Upstairs, you'll find even more flexible living space with a large family room or home office, an additional kitchenette, two generously sized bedrooms, and a shared full bath, providing endless possibilities to fit your lifestyle. Outdoor living is equally impressive with a spacious screened porch overlooking the private backyard, where a refreshing pool and tranquil wooded backdrop create the perfect setting for relaxing, entertaining, or simply enjoying the peaceful surroundings. With its versatile floor plan, quality finishes, and outstanding location just minutes from downtown Milton, area beaches, shopping, and dining, this exceptional property offers a rare opportunity to enjoy comfort, privacy, and room for everyone—all under one roof.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Milton Elementary SchoolGrades K-54.0 mi
6/10
Mariner Middle SchoolGrades 6-83.9 mi
8/10
Cape Henlopen High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Block,Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Combination Kitchen/Living,Crown Molding,Dining Area,Entry Level Bedroom,Open Floorplan,Kitchen - Gourmet,Kitchenette,Primary Bath(s),Recessed Lighting,Walk-In Closet(s),Dry Wall
  • Window features: Double Pane Windows
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,950

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 23516.00254.00
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Exterior features: Underground Lawn Sprinkler

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 124.00 x 173.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Oversized,Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Coastal Flooding
Drought
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$125$1,500
Property Taxes $185$2,220
Electricity $326$3,915
Total$3,669$44,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,794/yr
40% on housing$110,070/yr
45% on housing$97,840/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 19968$240
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19968
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$585,000
2026-07-25Listed for sale$599,900
2018-09-17Sold$389,900
2018-06-14Listed for sale$389,900
2017-11-05Listing removed$375,000
2017-11-02Pending sale$375,000
2017-10-05Price change$375,000
2017-09-27Listed for sale$365,000
2015-11-20Sold$305,000

For Sale by Agent

AgentAndrew Bryan
BrokerageBryan Realty Group

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