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61 Charlotte St, Burlington, VT, 05401

2beds
1baths
987sqft
$489,900
$496price/sqft
$3,407/moest. monthly cost
$136,280/yrincome needed

About This Home

Welcome to Charlotte Street! This home offers vintage details and an exceptional location. Full of historic charm, the interior retains beautiful period details, large windows, and architectural character. The covered front porch is lovely for enjoying your morning coffee or watching a summer thunderstorm. The cozy layout features two comfortable bedrooms and one full bathroom. The open floor plan includes a breakfast bar and a large central dining room with a family room and an additional sun-lit office or playroom space. The large, lush backyard has privacy, garden beds, fruit trees, and mature perennials. Nestled on quiet and friendly Charlotte Street, this home is close to Calahan Park, Lake Champlain, the Farmer's Market, and the restaurants, shops, and creative energy of Pine Street. The location is walking distance to neighborhood schools, UVM, and downtown Burlington. Enjoy the vintage warmth and close-knit community of the Five Sisters neighborhood!

Getting Around

82
WalkingVery Walkable
32
TransitSome Transit
79
BikeVery Bikeable

Schools

8/10
Champlain SchoolGrades PK-50.6 mi
7/10
Edmunds Middle SchoolGrades 6-80.7 mi
7/10

Construction

Condition

  • Year built: 1914

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Hardwood

Interior Area

  • Total interior livable area: 987 sqft

Property

Details

  • Parcel number: 11403518617

Lot

  • Lot size: 5,000 sqft

Parking

  • Total spaces: 3
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance $89$1,068
Property Taxes $587$7,044
Electricity $254$3,053
Total$3,407$40,884

Income You'd Need if You Spent...

35% on housing$116,811/yr
40% on housing$102,210/yr
45% on housing$90,853/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.7%
5.7%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$496This listing

vs Other Active Listings

Avg $/sqft

ZIP 05401$287
Chittenden County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 05401$396
Chittenden County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Listed for sale$489,900
2001-12-18Sold$100,000

For Sale by Owner

AgentProperty Owner

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