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760 Carter Street, Stella, MO, 64867

5beds
2baths
2,352sqft
$205,000
$87price/sqft
$1,501/moest. monthly cost
$60,040/yrincome needed

About This Home

Welcome to 760 Carter Street, Stella, MONestled in the heart of Stella, this property offers the charm of small-town living while still being just a short drive from all the conveniences you need. Once used as a doctor's office, this home is a spacious 5-bedroom, 2-bathroom home with a partial basement. The property also features a shop and a fenced backyard, providing both functionality and privacy. Conveniently located less than an hour from the Arkansas state line, this home offers the perfect blend of comfort, accessibility, and opportunity.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
Triway CampusGrades PK-80.4 mi
4/10
East Newton High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower,Soaking Tub,Laminate Counters,Walk-In Closet(s)
  • Window features: Drapes,Double Pane Windows
  • Flooring: Vinyl,Wood
  • Fireplace features: Basement
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,352

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,900
  • Total interior livable area: 2,352 sqft

Property

Details

  • Parcel number: 239.032001014002.000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Fencing: Wire
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.44 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Parking Space,Gravel,Garage Faces Front,Driveway,Covered,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$181$2,172
Property Taxes $105$1,260
Electricity $179$2,155
Total$1,501$18,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,462/yr
40% on housing$45,030/yr
45% on housing$40,026/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 64867$56
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 64867
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-08Price change$205,000
2025-10-30Price change$210,000
2025-09-27Listed for sale$220,000
2022-10-12Sold--
2022-05-31Pending sale$150,000
2022-01-18Price change$150,000
2021-12-09Price change$159,000
2021-11-08Listed for sale$170,000

For Sale by Agent

AgentEdward Rice-Gutierrez
BrokerageCantrell Real Estate

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