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85 Red Oak Rd, Ashland, MS, 38603

1beds
1baths
694sqft
$89,999
$130price/sqft
$726/moest. monthly cost
$29,040/yrincome needed

About This Home

Start enjoying your own piece of paradise at Snow Lake Shores!!! This cute house has a lake view and sits on 3 lots. Snow Lake Shores is a peaceful lake community where you can enjoy fishing, boating, playing tennis, or just relaxing at the beach area. This charming one bedroom, one bath home would make the perfect weekend retreat or starter home. Don't miss the opportunity to make this property your very own! All info subject to verification.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
Ashland Elementary SchoolGrades PK-63.1 mi
3/10
Ashland High SchoolGrades 7-123.9 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 694

Interior Area

  • Total structure area: 694
  • Total interior livable area: 694 sqft

Property

Details

  • Parcel number: 203621800032700

Features

  • Stories: 1

Lot

  • Lot size: 0.70 Acres
  • Lot size dimensions: 95 x 320

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Benton County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$50$600
Property Taxes $29$348
Electricity $192$2,304
Total$726$8,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,891/yr
40% on housing$21,780/yr
45% on housing$19,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 38603$119
Benton County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 38603
Benton County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-29Price change$89,999
2025-10-24Listed for sale$92,000
2025-10-16Listing removed$92,000
2025-10-06Price change$92,000
2025-07-07Listed for sale$99,000
2025-02-18Listing removed--
2024-11-20Price change$85,000
2024-11-03Price change$125,000
2024-08-27Price change$138,000
2024-08-19Listed for sale$150,000

For Sale by Agent

AgentJessica Shidler
BrokerageTM REALTORS

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