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386 Straits Road, New Hampton, NH, 03256

2beds
1baths
852sqft
$120,000
$141price/sqft
$1,040/moest. monthly cost
$41,600/yrincome needed

About This Home

Location is key: 386 Straits Road in New Hampton, NH. This newly renovated 2-bedroom, 1-bath cottage offers a unique opportunity. a project, a seasonal retreat, or a fresh start. Built in 1970, this 752-square-foot home sits on approximately +/- 0.11 acres with 100 feet of road frontage. Recent updates include a 5-year-old heating system and an 8-year-old roof, giving your improvements a head start. While the property needs updates, it presents a great opportunity for customization and value-added upgrades. Centrally located just minutes from I-93 and Route 104, this location offers convenient access to Lake Winnipesaukee, Pemi River Recreation, downtown Meredith, and Newfound Lake. Enjoy proximity to outdoor recreation, dining, and shopping while still feeling tucked into a peaceful rural setting. This property will require cash, rehab, or a construction loan. Whether you're an investor, builder, or someone ready to create a personalized getaway, this New Hampton property holds plenty of potential. all just 2 hrs. from Portland or Boston.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
3/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: None
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame,Wood Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage/Camp
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 852

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 852
  • Total interior livable area: 852 sqft

Property

Details

  • Parcel number: NHMPMR09B017L000
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Frontage length: Road frontage: 100

Lot

  • Lot size: 4,792 sqft
  • Features: Rural

Parking

  • Total spaces: 1
  • Parking features: Dirt,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance $28$336
Property Taxes $123$1,476
Electricity $283$3,398
Total$1,040$12,480

Income You'd Need if You Spent...

35% on housing$35,657/yr
40% on housing$31,200/yr
45% on housing$27,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 03256$431
Belknap County$339

vs Homes Sold Last Month

Median $/sqft

ZIP 03256$284
Belknap County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$140,000
2025-08-04Sold$60,000
2025-07-14Listed for sale$60,000
2022-09-16Sold$73,533

For Sale by Agent

AgentKendall Hughes
BrokerageElaine Hughes Realty Group, LLC

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