31 Bank St, Montrose, PA, 18801
About This Home
Motivated Seller - Bring Your Offer! Opportunity awaits in this two-story home located in Montrose School District. This handyman special is ideal for investors, flippers, contractors, or buyers looking for a project. This property offers plenty of potential for improvement. The property is being sold AS IS, but offers plenty of potential for the right buyer with vision and ambition. Bring your tools, ideas, and creativity to restore this home and make it shine again. Whether you're looking for your next investment project or a chance to create a home of your own, this property presents an affordable opportunity to add value through improvements.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven
Basement
- Has basement: Yes
- Basement: Unfinished
Bathroom1
- Area: 99
- Dimensions: 11 x 9
Bedroom1
- Area: 165
- Dimensions: 15 x 11
Bedroom2
- Area: 168
- Dimensions: 14 x 12
Bedroom3
- Area: 108
- Dimensions: 12 x 9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Area: 225
- Dimensions: 15 x 15
Features
- Flooring: Carpet,Vinyl,Hardwood
- Attic: Attic Storage,Walk Up
- Finished area below ground: 0
- Finished area above ground: 1,400
Heating & Cooling
- Heating features: Forced Air,Oil
- Cooling features: None
Interior Area
- Total structure area: 1,400
- Total interior livable area: 1,400 sqft
Kitchen
- Area: 99
- Dimensions: 11 x 9
Living Room
- Area: 228
- Dimensions: 19 x 12
Property
Details
- Parcel number: 124.181,023.00,000.
- Zoning: Residential
Features
- Stories: 2
- Exterior features: None
Lot
- Lot size: 5,227 sqft
- Features: Cleared
- Lot size dimensions: See Documents
Parking
- Parking features: Unpaved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $652 | $7,824 |
| Home Insurance * | $41 | $492 |
| Property Taxes | $97 | $1,164 |
| Electricity | $224 | $2,692 |
| Total | $1,014 | $12,168 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $109,000 |
| 2026-07-15 | Price change | $129,000 |
| 2026-06-20 | Listed for sale | $149,000 |
| 2012-03-26 | Sold | $57,000 |
For Sale by Agent
View on Zillow