324 Elm St, Vermillion, SD, 57069
About This Home
This spacious 5 bedroom, 3 bathroom home is conveniently located in Vermillion SD, with quick access to downtown, schools, and the USD campus. whether you're an investor looking to house multiple college students or a homebuyer looking for room for a growing family, this property delivers space, convenience, and a potential rental income. The house offers 2 laundry rooms and the 2nd floor has 2 private balconies for relaxing or entertaining. Off the ally is an expansive parking area, great for multiple vehicles, and an oversized 3 car garage. Don't miss out on this great opportunity and call for your showing today!
Getting Around
Very Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Roof: Asphalt
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 2,786
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,786
- Total interior livable area: 2,786 sqft
Property
Details
- Parcel number: 157200590003000
Features
- Levels: Multi-Level
Lot
- Lot size: 0.28 Acres
Parking
- Total spaces: 3
- Parking features: 3 Car,Detached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Hail
- Ice Storm
- Strong Wind
- Cold Wave
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance | $153 | $1,836 |
| Property Taxes | $365 | $4,380 |
| Electricity | $212 | $2,553 |
| Total | $1,867 | $22,404 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $225,000 |
| 2026-01-03 | Listing removed | $244,000 |
| 2025-11-12 | Price change | $244,000 |
| 2025-09-03 | Listed for sale | $254,900 |
| 2022-03-02 | Listing removed | -- |
| 2021-12-02 | Listed for sale | $239,900 |
| 2015-10-15 | Sold | $178,000 |
| 2007-04-26 | Sold | $87,500 |
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