918 James St, Vermillion, SD, 57069
About This Home
This spacious ranch-style home features three bedrooms and two bathrooms, offering ample living space for families of all sizes. The home includes a large family room addition 24 x 20 on the main floor, which is conveniently located adjacent to the kitchen. Two oversized sliding glass doors provide easy access from the family room to the expansive backyard, creating a seamless indoor-outdoor living experience. At the front of the house, a formal living room opens directly into the kitchen, enhancing the home's open-concept layout. The kitchen has been updated with modern oak cabinets and countertops, providing both style and functionality. One of the three main floor bedrooms has been converted into a laundry area, offering flexibility to suit the homeowner's needs. The basement is partially finished, allowing for additional living or recreational space. An attached double car garage provides ample parking and storage options for residents.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Water Softener: Not Included
Basement
- Has basement: Yes
- Basement: Block,Crawl Space,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area below ground: 925
- Finished area above ground: 1,508
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,433
- Total interior livable area: 2,433 sqft
Property
Details
- Parcel number: 158400030003000
Features
- Fencing: Fenced
Lot
- Lot size: 0.42 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Concrete
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Ice Storm
- Strong Wind
- Drought
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,461 | $17,532 |
| Home Insurance | $197 | $2,364 |
| Property Taxes | $402 | $4,824 |
| Electricity | $185 | $2,230 |
| Total | $2,245 | $26,940 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $289,000 |
View on Zillow