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228 Anderson St, Vermillion, SD, 57069

4beds
2baths
1,981sqft
$300,000
$151price/sqft
$2,285/moest. monthly cost
$91,400/yrincome needed

About This Home

A well maintained, 4-bedroom, 2 bath split level home offering a functional layout with hickory hard wood floors, a great space inside and out. Enjoy the spacious backyard with a deck perfect for relaxing. Includes 2 stall attached garage for added convenience.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

4/10
Jolley Elementary - 04Grades 2-50.6 mi
8/10
3/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Hardboard

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Water Softener: None

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Built-in Features,Eat-in Kitchen,Entrance Foyer,Master WI Closet
  • Flooring: Hardwood
  • Finished area below ground: 965
  • Finished area above ground: 1,016

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,981
  • Total interior livable area: 1,981 sqft

Property

Details

  • Parcel number: 155800040009000
  • Exclusions: Washer/dryer

Features

  • Levels: Split
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Drought
Heat Wave

FEMA Declared Disasters in Clay County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance $204$2,448
Property Taxes $414$4,968
Electricity $151$1,815
Total$2,285$27,420

Income You'd Need if You Spent...

35% on housing$78,342/yr
40% on housing$68,550/yr
45% on housing$60,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 57069$122
Clay County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 57069$136
Clay County$150

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$319,900
2021-05-14Sold$215,000
2021-03-08Listed for sale$209,900
2013-08-30Sold$163,500

For Sale by Agent

AgentKatelin Brewer
BrokeragePremier Real Estate and Property Management

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