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7912 Steamboat Rd, Summerset, SD, 57769

5beds
3baths
2,542sqft
$499,900
$197price/sqft
$3,555/moest. monthly cost
$142,200/yrincome needed

About This Home

Step into this well cared for 5 bed, 3 bath home in Sun Valley Est. offering over 2500 finished sq. ft. with a move-in ready feel! The main level features an open, airy layout with fresh paint, updated LVP flooring, and a stunning kitchen renovated countertops, and stainless appliances. The primary suite offers a large walk-in closet and double vanity sink. The main floor also features a guest bath and two additional bedrooms. Downstairs, you’ll find additional living space perfect for relaxing or entertaining, along with two bedrooms and a spacious laundry/utility room. Outside, enjoy a fully landscaped, low-maintenance yard complete with a privacy fence, garden area, shed. Situated on a .20 acre lot with a 3-car garage, this home blends comfort, style, and functionality in a great location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
7/10
Brown High School - 01Grades 9-1214.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bathroom

  • Features: Shower Only

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Combination

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,542
  • Total interior livable area: 2,542 sqft

Property

Details

  • Parcel number: 0C63133

Features

  • Levels: Split Foyer
  • Fencing: Wood,Back Yard
  • Has view: Yes
  • View description: Hills,Trees/Woods

Lot

  • Lot size: 8,712 sqft
  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Three Car
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind
Ice Storm
Tornado

FEMA Declared Disasters in Meade County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $317$3,804
Property Taxes $517$6,204
Electricity $194$2,330
Total$3,555$42,660

Income You'd Need if You Spent...

35% on housing$121,885/yr
40% on housing$106,650/yr
45% on housing$94,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 6.9%
6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 57769$279
Meade County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 57769$219
Meade County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Contingent$479,900
2026-08-10Price change$479,900
2026-06-25Price change$499,900
2026-05-15Listed for sale$519,900

For Sale by Agent

AgentJOE MUTH
BrokerageCOLDWELL BANKER BLACK HILLS LEGACY

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