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7727 Swords Creek Rd, Swords Creek, VA, 24649

3beds
1baths
2,080sqft
$175,000
$84price/sqft
$1,251/moest. monthly cost
$50,040/yrincome needed

About This Home

Charming 3-bedroom, 1-bath home offering 2,080 square feet of comfortable and inviting living space. This home features beautiful hardwood floors, adding warmth and character to every room. The spacious layout provides flexibility for both everyday living and entertaining guests. The kitchen showcases stunning cabinetry with plenty of storage, making it as functional as it is attractive. Each bedroom is generously sized, offering comfort and versatility for family, guests, or a home office setup. A standout feature of this home is the bright and airy sunroom—perfect for enjoying natural light year-round. Step outside to the charming wraparound porch, ideal for morning coffee, evening relaxation, or gathering with friends and family.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Honaker Elementary SchoolGrades PK-74.6 mi
5/10
Honaker High SchoolGrades 8-125.9 mi

Construction

Condition

  • Property condition: Exterior Condition: Good,Interior Condition: Good
  • Year built: 2005

Materials

  • Foundation: Block,Brick/Mortar
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Cooktop,Electric Water Heater,Microwave

Basement

  • Area: 486

Basement

  • Has basement: Yes

Bathroom

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Cable High Speed Internet
  • Window features: Bay Window(s),Insulated Windows,Tilt Window(s)
  • Flooring: Tile,Wood,Other
  • Fireplace features: None
  • Finished area below ground: 486
  • Finished area above ground: 1,594

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 68R3057A
  • Zoning: R

Features

  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Mature Trees
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: None
  • Water view: None
  • Waterfront features: None

Lot

  • Lot size: 10,018 sqft
  • Features: Rolling Slope

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$74$888
Property Taxes $91$1,092
Electricity $202$2,433
Total$1,251$15,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,891/yr
40% on housing$37,530/yr
45% on housing$33,360/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -13.2%
-13.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 24649$80
Russell County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 24649
Russell County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$179,000
2012-10-18Sold$135,000

For Sale by Agent

AgentBillie Jean Street
BrokerageEagle Realty

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