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195 Red Oak Ridge Rd, Castlewood, VA, 24224

4beds
2baths
2,621sqft
$190,000
$72price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

Discover this charming and character-filled home in the heart of Castlewood! Offering an abundance of space and stunning woodwork throughout, this 4-bedroom, 2-bath residence blends timeless craftsmanship with comfortable living. The main level features warm, inviting rooms with rich original details, spacious bedrooms, and beautifully maintained finishes. Downstairs, you'll find a fully finished basement complete with a fully functional second kitchen--perfect for guests, extended family, or additional living space. This home is full of personality and charm, providing endless possibilities for a variety of lifestyles. If you're searching for a home with space, character, and unique details you won't find just anywhere, this Castlewood gem is a must-see! Home to be sold as-is

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
4/10
Castlewood High SchoolGrades 8-121.2 mi
4/10
Lebanon Middle SchoolGrades 5-710.7 mi

Construction

Condition

  • Property condition: Average,Below Average
  • Year built: 1952

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 700

Heating & Cooling

  • Heating features: Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,621
  • Total interior livable area: 2,621 sqft

Property

Details

  • Parcel number: 156r E 2878
  • Zoning: RES

Features

  • Topography of land: Rolling Slope

Lot

  • Lot size: 0.54 Acres
  • Lot size dimensions: See acreage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Flood
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$79$948
Property Taxes $99$1,188
Electricity $252$3,029
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -13.2%
-13.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 24224$110
Russell County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 24224
Russell County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-28Listed for sale$195,995
2026-02-26Listing removed$195,995
2025-11-19Listed for sale$195,995

For Sale by Agent

AgentSarah Sawyers
BrokeragePath Real Estate LLC

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