427 Earel Camp Rd, Quincy, IL, 62305
About This Home
Maintenance free exterior river camp overlooking the Quincy Bay of the Mississippi River. Constructed with steel, ceramic tile and concrete the ownership includes the LAND that it sits on. Electric hoist to relocated furniture and fixtures to the upper floor. The only rooms that are separated is the bathroom with shower, toilet and vanity sink and the utility room with natural gas heat, central air and water heater. The furnace, A/C and water heater have been recently updated. There is no drywall and the only wood is in the 3rd floor for trim and floor. The camp is serviced by Ameren CIPS Electric and Natural Gas. The water is supplied by the City of Quincy. There is gated access to the property. Located less than 3 miles from downtown Quincy with numerous restaurants, entertainment and shopping. The Quincy Bay dredging project has been initially funded and should start in the next few years. The US Corps of Engineers owns property on the west side (the Bay) and the east side (wild life preserve). The Camp is located in Adams County and is not in the City of Quincy. More information about the proposed dreding project can be found at: https://www.mvr.usace.army.mil/missions/environmental-stewardship/upper-mississippi-river-restoration/habitat-restoration/rock-island-district/quincy-bay/
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
Interior
Appliances
- Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile,Carpet
- Fireplace: Yes
Interior Area
- Total interior livable area: 1,400 sqft
Property
Details
- Parcel number: 220114600100
Features
- Exterior features: Metal
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
Lot
- Lot size: 8,800 sqft
Parking
- Parking features: Garage - Detached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Drought
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,036 | $12,432 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $259 | $3,108 |
| Electricity | $130 | $1,569 |
| Total | $1,559 | $18,708 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-06 | Price change | $205,000 |
| 2026-06-26 | Price change | $210,000 |
| 2026-06-23 | Price change | $225,000 |
| 2026-06-21 | Listed for sale | $235,000 |
| 2011-11-29 | Sold | $58,000 |
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