205 N Millard St, Council Bluffs, IA, 51503
About This Home
Rough day at the office? Let it fade away the second you walk into this beautiful custom walkout ranch in Oak Ridge Estates. Plenty of room with the open yet cozy floorplan. The picture window in the den offers so much sunlight and many hours of enjoyment watching the birds and other wildlife. The main floor also offers two spacious bedrooms, two full bathrooms, living room with a fireplace and the open kitchen and dining area. Top that off with a covered deck... Now let's go downstairs.... Heated floors in the family room, a wet bar, two spacious bedrooms, full bath, and an unbelievable amount of storage. One more bonus, all the appliances stay.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Roof: Composition
- Construction materials: Frame,Stone
Other
- Builder name: RD
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Dryer Hookup,Electric Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Partially Finished,Other
Bathroom
- Level: Main
Bathroom
- Level: Main
Bathroom
- Level: Basement
Bedroom2
- Level: Main
Bedroom3
- Level: Basement
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Den
- Level: Main
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Pantry,Wet Bar,Ceiling Fan(s),Cathedral Ceiling(s),Walk-In Closet(s)
- Flooring: Wood,Tile
- Fireplace features: Gas Log
- Fireplace: Yes
- Finished area below ground: 1,800
- Finished area above ground: 1,933
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,733
- Total interior livable area: 3,733 sqft
Laundry
- Level: Main
Living Room
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 7544 24 179 011
- Zoning: R
Features
- Levels: One
Lot
- Lot size: 0.28 Acres
- Features: Wooded
- Lot size dimensions: .28
Parking
- Parking features: Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $390 | $4,680 |
| Property Taxes | $775 | $9,300 |
| Electricity | $278 | $3,341 |
| Total | $4,122 | $49,464 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Price change | $519,900 |
| 2026-07-06 | Listed for sale | $529,900 |
| 2014-06-16 | Sold | $40,500 |
View on Zillow