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660 SW Nugget St, Mountain Home, ID, 83647

5beds
3baths
3,658sqft
$509,900
$139price/sqft
$3,173/moest. monthly cost
$126,920/yrincome needed

About This Home

**VA Assumable Loan of 4.75%** Space, storage, and thoughtful updates make this beautiful 5-bedroom, 2.5-bath home with 3,658 square feet and a 3-car garage stand out! The open-concept layout offers two spacious living areas, abundant natural light, and a main-floor bedroom with a half bath - perfect for guests, a home office, or multi-generational living. The kitchen features a large butcher block island, newer appliances, a reverse osmosis water system, abundant cabinetry, and excellent storage throughout the home. New blinds on the main floor and newer ceiling fans add a fresh, modern touch. Upstairs you'll find four oversized bedrooms, each with its own walk-in closet, plus a huge bonus room that's ideal as a second family room, game room, home theater, playroom, or gym. Built-in shelving throughout the home and garage provides even more functional storage. Outside, enjoy the freshly painted exterior, extended concrete patio, fully fenced backyard, automatic sprinklers, updated A/C coils, most siding replaced in 2025, fiber internet, and a security system with interior and exterior cameras included. Located in a welcoming neighborhood with no HOA, this home is just minutes from Mountain Home Air Force Base, downtown, schools, parks, shopping, and dining. If you're looking for space, functionality, and updates already completed, this home checks all the boxes.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
West Elementary SchoolGrades PK-41.4 mi
4/10

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Style
  • Construction materials: Frame,Wood Siding

Other

  • Builder name: CBH Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tank Water Heater,Dishwasher,Disposal,Microwave,Oven/Range Freestanding,Refrigerator,Washer,Dryer

Bedroom2

  • Level: Upper
  • Area: 256

Bedroom3

  • Level: Upper
  • Area: 168

Bedroom4

  • Level: Upper
  • Area: 210

Bedroom5

  • Level: Main
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Dining Room

  • Level: Main
  • Area: 196

Family Room

  • Level: Main
  • Area: 285

Features

  • Bath-Master,Family Room,Rec/Bonus,Double Vanity,Walk-In Closet(s),Pantry,Kitchen Island,Wood/Butcher Block Counters,Number of Baths Upper Level: 2,Bonus Room Size: 20x24,Bonus Room Level: Main
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 3,658

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,658
  • Total interior livable area: 3,658 sqft

Kitchen

  • Level: Main
  • Area: 105

Living Room

  • Level: Main
  • Area: 300

Master Bedroom

  • Level: Upper
  • Area: 304

Property

Details

  • Parcel number: A02980040190

Features

  • Levels: Two
  • Fencing: Full,Wood

Lot

  • Lot size: 9,147 sqft
  • Features: Standard Lot 6000-9999 SF,Sidewalks,Auto Sprinkler System,Full Sprinkler System
  • Lot size dimensions: 104 x 87

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Wildfire
Winter Weather
Heat Wave
Strong Wind
Avalanche
Hail
Inland Flooding
Lightning

FEMA Declared Disasters in Elmore County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance $156$1,872
Property Taxes $216$2,592
Electricity $223$2,683
Total$3,173$38,076

Income You'd Need if You Spent...

35% on housing$108,788/yr
40% on housing$95,190/yr
45% on housing$84,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 83647$159
Elmore County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 83647$212
Elmore County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentSenem Sessions
BrokerageKeller Williams Realty Southwest Idaho

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