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208 S Peoria St, Bradford, IL, 61421

4beds
2baths
1,725sqft
$115,000
$67price/sqft
$1,059/moest. monthly cost
$42,360/yrincome needed

About This Home

Step into the charm and character of this spacious 11/2-story brick home featuring 4 bedrooms, 2 full bathrooms and 1 car detached garage. The welcoming open front porch creates an inviting first impression and offers a comfortable space to relax outdoors. Inside, built-in bookcases, hardwood floors and beautiful woodwork, complement the home's classic design. Generous living areas and a functional floor plan offer flexibility for families, guests, or a home office. Combining historic charm with everyday comfort, this attractive brick home is move-in ready and ready for its next owner to make it their own.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Bradford Grade SchoolGrades PK-50.4 mi
8/10
Bradford Jr High SchoolGrades 6-80.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Main
  • Area: 96
  • Dimensions: 12X8

Bedroom3

  • Level: Second
  • Area: 192
  • Dimensions: 12X16

Bedroom4

  • Level: Second
  • Area: 176
  • Dimensions: 11X16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 180
  • Dimensions: 15X12

Family Room

  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,725
  • Total interior livable area: 1,725 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0226206027
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 8,755 sqft
  • Features: Level
  • Lot size dimensions: 82.5 x 105.8

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Tornado
Hail
Heat Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$191$2,292
Property Taxes $155$1,860
Electricity $132$1,592
Total$1,059$12,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,308/yr
40% on housing$31,770/yr
45% on housing$28,240/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 61421$56
Stark County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 61421$68
Stark County$72

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$113,500
2026-06-17Price change$115,000
2026-06-08Listed for sale$125,000
2014-08-14Sold$43,000

For Sale by Agent

AgentDianne DeDecker
BrokerageMel Foster Co. Kewanee

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