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360 Persimmon Way, Harrodsburg, KY, 40330

5beds
4baths
4,000sqft
$725,000
$181price/sqft
$4,618/moest. monthly cost
$184,720/yrincome needed

About This Home

Wake up to gentle lake breezes, sip your morning coffee as the water glistens, and end each day with peaceful sunsets—this is the kind of lifestyle people dream about when they imagine their perfect retreat or forever home. Thoughtfully designed for comfort, accessibility, and effortless enjoyment, this beautifully maintained smart home is ideal for retirement living, weekend escapes, or bringing generations together under one roof; a perfect setup for a primary home in a vacation setting. A private elevator, wide doorways, and an open, flowing layout make everyday living easy and welcoming for all ages. Smart home technology is embedded throughout with a SimpliSafe Security System, cameras, motorized blinds, NEST thermostats and an intercom system. Whether you're hosting family holidays or enjoying quiet mornings, the spacious design offers both connection and privacy. The gourmet kitchen is the heart of the home, featuring upscale appliances (Convection/Conventional), custom cabinetry, and warm hardwood floors—perfect for preparing meals to share with loved ones. Generous bedrooms and well-appointed baths provide restful retreats for family and guests alike, making extended stays feel natural and comfortable. Upstairs, a dedicated entertainment space with a full bar, pool table, and panoramic lake views creates the perfect setting for celebrations, game nights, or relaxing evenings together. Step outside to enjoy multiple outdoor living spaces, including a private deck, screened porch, and inviting hot tub—ideal for soaking in every season. For those who love the water, your HOA maintained, covered, lift-equipped boat slip makes it easy to spend the day cruising to nearby marinas for dining and recreation. With two spacious two-car garages and HOA-covered yard and pool maintenance, this home offers a true lock-and-leave lifestyle—giving you more time to travel, relax, and enjoy what matters most. Conveniently located near Danville and Lexington, this property blends peaceful lakefront living with easy access to shopping, dining, and healthcare. Whether you're looking for a serene retirement haven, a memorable vacation getaway, or a welcoming multi-generational home, this property offers the perfect balance of luxury, comfort, and connection.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Burgin Independent SchoolGrades PK-122.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Double Oven,Dishwasher,Microwave,Refrigerator,Washer,Range,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Finished,Full,Interior Entry,Sump Pump,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bathroom3

  • Level: Second

Bathroom4

  • Level: Lower

Bedroom1

  • Level: First
  • Area: 161.85

Bedroom2

  • Level: Second
  • Area: 241.315

Bedroom3

  • Level: Second
  • Area: 205.275

Bedroom4

  • Level: Lower
  • Area: 209.525

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Family Room

  • Level: Lower
  • Area: 4760

Features

  • Breakfast Bar,Entrance Foyer,Eat-in Kitchen,Elevator,Wet Bar,Walk-In Closet(s),Ceiling Fan(s),Soaking Tub
  • Door features: Storm Door(s)
  • Window features: Insulated Windows,Window Treatments,Blinds,Screens
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Electric,Factory Built,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,200
  • Finished area above ground: 2,800

Foyer

  • Level: First

Foyer

  • Level: Lower

Great Room

  • Level: First
  • Area: 641.52

Heating & Cooling

  • Heating features: Heat Pump,Other,Zoned
  • Cooling features: Ceiling Fan(s),Heat Pump,Multi Units,Zoned

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Level: First
  • Area: 159.96

Master Bedroom

  • Level: First
  • Area: 225

Recreation Room

  • Level: Second
  • Area: 561.6

Utility Room

  • Level: First
  • Area: 161.85

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Central Living Area,Accessible Closets,Accessible Common Area,Accessible Doors,Accessible Elevator Installed,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Smart Technology

Details

  • Parcel number: 079.6001001.58
  • Other equipment: Intercom

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Awning(s)
  • Fencing: None
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood,Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterbody name: Herrington Lake

Lot

  • Lot size: 0.31 Acres
  • Features: Landscaped,Few Trees

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Basement,Driveway,Garage Door Opener,Off Street,Garage Faces Front,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$390$4,680
Property Taxes $248$2,976
Electricity $315$3,790
Total$4,618$55,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,331/yr
40% on housing$138,540/yr
45% on housing$123,146/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 40330$152
Mercer County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 40330
Mercer County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$750,000
2025-11-02Listing removed$775,000
2025-05-24Listed for sale$775,000
2024-07-29Listing removed--
2024-04-25Listed for sale$750,000
2023-08-01Listing removed--
2023-06-14Price change$649,900
2023-04-27Listed for sale$659,900
2022-09-30Listing removed--
2022-08-02Price change$659,900
2022-06-24Listed for sale$665,000
2015-03-04Sold$269,950

For Sale by Agent

AgentMichael T Inman
BrokerageColdwell Banker McMahan

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