See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1806 Cardinal Cir, Atchison, KS, 66002

3beds
4baths
2,350sqft
$359,000
$153price/sqft
$2,854/moest. monthly cost
$114,160/yrincome needed

About This Home

Welcome home to this spacious 3-bedroom, 4-bath residence featuring 2 full bathrooms and 2 half bathrooms, thoughtfully designed for comfortable living and entertaining. The expansive primary suite offers a large bedroom, a walk-in closet, and plenty of room to unwind. Enjoy the versatility of the finished walkout basement, complete with an additional 13' x 10' bonus room that's perfect for a home office, workout room, playroom, or hobby space. The main level features both a formal living room and a formal dining room, providing the perfect setting for everyday living and special occasions. This space also offers a two-car garage. With generous living spaces, flexible floor plan, and desirable features throughout, this home is ready for its next owners to make it their own!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
3/10
Atchison Middle SchoolGrades 6-81.7 mi
4/10
Atchison High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Conventional

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,350 sqft

Property

Details

  • Parcel number: 0030272604009007000

Features

  • Exterior features: Stucco,Cement / Concrete

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Kansas Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$461$5,532
Property Taxes $391$4,692
Electricity $187$2,251
Total$2,854$34,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,851/yr
40% on housing$85,620/yr
45% on housing$76,106/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: -3.8%
-3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 66002$90
Atchison County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 66002$121
Atchison County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$359,000
2025-09-08Listing removed--
2025-06-10Listed for sale$349,000
2025-02-15Listing removed$315,000
2025-01-28Price change$315,000
2024-12-16Listed for sale$325,000
2024-11-23Listing removed$325,000
2024-11-21Price change$325,000
2024-09-19Listed for sale$330,000
2024-09-19Pending sale$330,000
2024-09-18Listed for sale$330,000

For Sale by Owner

AgentProperty Owner

Similar Homes