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646 Fisher Cemetery Rd, Barbourville, KY, 40906

3beds
2baths
1,586sqft
$200,000
$126price/sqft
$1,528/moest. monthly cost
$61,120/yrincome needed

About This Home

3 bedroom, 2 bathroom home sitting on just under 3 useable acres of land with full unfinished-basement (stubbed for bathroom). Above ground pool, lovely front porch for relaxing, close to Barbourville and Union College. About 20 minutes to I-75 and approximately 30 minutes to the TN state line. Square footage and acreage were taken from appraisal records. Start your own homestead, lots of room for chickens, garden spots and more.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
--
Knox Appalachian SchoolGrades 5-121.7 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Concrete,Unfinished,Walk-Out Access,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,586

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,586
  • Total interior livable area: 1,586 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1060000072.02

Features

  • Levels: One
  • Private pool: Yes
  • Pool features: Above Ground
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 2.89 Acres
  • Features: Few Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$184$2,208
Property Taxes $179$2,148
Electricity $154$1,850
Total$1,528$18,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,388/yr
40% on housing$45,840/yr
45% on housing$40,746/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 40906$106
Knox County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 40906$118
Knox County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$200,000
2026-03-19Listing removed$200,000
2025-12-02Price change$200,000
2025-11-14Price change$205,000
2025-11-06Price change$210,000
2025-10-23Price change$215,000
2025-10-13Price change$220,000
2025-10-03Price change$225,000
2025-09-24Price change$230,000
2025-09-16Price change$240,000
2025-09-08Price change$250,000
2025-09-04Listed for sale$260,000
2022-05-27Sold$209,900
2022-04-20Pending sale$209,900
2022-04-15Listed for sale$209,900
2014-06-12Sold$70,000
2012-11-30Sold$70,199

For Sale by Agent

AgentMegan Stanaford
BrokerageBlack Diamond Realty

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