7054 Middle Channel Dr, Harsens Island, MI, 48028
About This Home
Experience premier waterfront living on the highly sought-after Middle Channel of Lake St. Clair. This fully updated, move-in-ready ranch offers 50 feet of direct water frontage, a steel seawall, and unobstructed panoramic views with stunning sunrises and sunsets. Inside, enjoy a bright open-concept layout with updated finishes, a spacious living area, and a beautiful dining and bar space with newer Wallside windows showcasing incredible water views. The kitchen features stainless steel appliances (most included) and flows seamlessly for everyday living and entertaining. Step outside to a large waterfront deck and take full advantage of the boating lifestyle with a private boathouse and dock.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1962
Materials
- Construction materials: Vinyl Siding,Vinyl Trim
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven,Refrigerator,Washer
- Laundry features: Laundry Room,Entry
Basement
- Basement: Crawl Space
Bathroom1
- Level: Entry
- Area: 70
Bedroom1
- Level: Entry
- Area: 100
Bedroom2
- Level: Entry
- Area: 100
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: Entry
- Area: 190
Features
- Bar,Eat-in Kitchen
- Window features: Window Treatments
- Flooring: Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas,Natural Fireplace
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,020
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 1,020
- Total interior livable area: 1,020 sqft
Kitchen
- Level: Entry
- Area: 91
Living Room
- Level: Entry
- Area: 323
Master Bedroom
- Level: First
Property
Details
- Parcel number: 148650081000
- Zoning description: Residential
- Special condition: Private
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Water,River
- Has water view: Yes
- Water view: Water,River
- On waterfront: Yes
- Waterfront features: All Sports Lake,Boat Facility,Dock/Pier Facility,Lake/River Access,River Front,Seawall,Waterfront
- Waterbody name: Middle Channel
- Frontage length: 50
Lot
- Lot size: 0.52 Acres
- Features: Dead End
- Lot size dimensions: 50 x 450
Parking
- Total spaces: 1.5
- Parking features: Garage,Detached,Electric in Garage
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Clair County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,325 | $27,900 |
| Home Insurance * | $964 | $11,568 |
| Property Taxes | $674 | $8,088 |
| Electricity | $188 | $2,259 |
| Total | $4,151 | $49,812 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Listed for sale | $459,900 |
| 2026-04-24 | Listing removed | $479,900 |
| 2025-12-16 | Listed for sale | $479,900 |
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