9636 S Channel Dr, Harsens Island, MI, 48028
About This Home
Waterfront home with endless sunsets overlooking Lake St. Clair. Step into effortless waterfront living with this recently renovated, turn-key condo. Every detail has been thoughtfully updated, creating a fresh, modern space where style meets comfort. Best of all, the spectacular views steal the show, offering a daily backdrop of beauty you’ll never tire of. Whether you’re enjoying your morning coffee on the balcony or unwinding at sunset, this truly special place is perfect for making memories and enjoying time with family and friends. Located within The Old Club on the southern tip of Harsens Island. Ownership of this waterfront condo/home requires membership as a equity resident member, providing access to exceptional amenities, dining, boating, fitness, golf, tennis, pickleball, and an active social lifestyle and access to a Club amenities. Selling price is exclusive of membership in The Old Club. Property Highlights: 3 bedrooms/3 full bathrooms Second level unit with skylights and expansive windows 400 sq ft Loft features expansive bedroom, additional Sitting Area, Full Bathroom w/Shower, Storage Space Custom Kitchen Finishes & Appliances Moser Cabinetry, Sub Zero Fridge, Jenn Air Induction Stove, ASKO Dishwasher Kohler Kitchen Fixtures, Blomberg Washer/Dryer Custom Bunk Room with Built-In Desk and Storage MBR California Custom Closet Water Reservoir System (500 Gallon) enables Off-Season usage Golf Cart Garage @ Condo (82 sq ft)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Type & Style
- Home type: Condo
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Interior Area
- Total interior livable area: 1,800 sqft
Property
Details
- Parcel number: 74149600006000
Parking
- Parking features: Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in St. Clair County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $1,037 | $12,444 |
| Property Taxes | $999 | $11,988 |
| Electricity | $196 | $2,356 |
| Total | $4,734 | $56,808 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-25 | Listed for sale | $495,000 |
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