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16088 Bentley Rd, Thompsonville, MI, 49683

2beds
1baths
918sqft
$329,900
$359price/sqft
$2,107/moest. monthly cost
$84,280/yrincome needed

About This Home

This updated two bedroom riverfront home offers 163' on the Little Betsie River allows for fishing tubing local skiing & more! This outdoor haven has amenities like full kitchen loft area, newer windows in 2017 and your newer garage/pole barn, 2017. Oversized primary with double closets. Privacy and peace on 4 plus acres in one of the most desirable areas of Northern Michigan, Crystal Mountain. Minutes from Traverse City from Lake Michigan Shoreline beach. NO virtual showings allowed! Home/property is under surveillance with cameras recording both visual and audio. Security system and trail cams reserved by seller. Note the pole barn is being used as garage, there is not two separate buildings, see photo. Square foot is approximate.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Betsie Valley SchoolGrades PK-53.2 mi
5/10
6/10

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Replacement,Insulated Windows
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Wood
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,018
  • Total interior livable area: 918 sqft

Property

Details

  • Parcel number: 0402900340
  • Zoning description: RR1

Features

  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Little Betsie River

Lot

  • Lot size: 4.13 Acres
  • Features: Wooded,Ground Cover
  • Lot size dimensions: 163.35 x 1307.02 x 2628

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Benzie County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$135$1,620
Property Taxes $116$1,392
Electricity $188$2,259
Total$2,107$25,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,240/yr
40% on housing$63,210/yr
45% on housing$56,186/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$359This listing

vs Other Active Listings

Avg $/sqft

ZIP 49683$184
Benzie County$274

vs Homes Sold Last Month

Median $/sqft

ZIP 49683$223
Benzie County$298

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$328,000
2026-07-22Listed for sale$329,900
2026-07-17Pending sale$329,900
2026-07-10Listed for sale$329,900

For Sale by Agent

AgentSherri L Keen
BrokerageKeen Advantage

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