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20682 Honor Hwy, Interlochen, MI, 49643

5beds
2baths
2,757sqft
$629,900
$228price/sqft
$4,652/moest. monthly cost
$186,080/yrincome needed

About This Home

This spacious farmhouse with an appealing layout offers an open floor plan, hardwood floors, island kitchen. Traditional wood stairwell, stand-alone wood burning stove. Main floor bedroom and laundry. Screened in porch off the living area adds to the charm of this home. Beyond the home layout being everything you need, the property is vast and beautiful. A charming large barn towers on the property and is multi-level. Long, rustic, barn beams are just one of the accents you will see. Also a well lit, large 50 x 60 pole barn, with roll-up back and front doors and entrance doors on each side. There is also a small chicken-coup for those farm-fresh eggs if you wish. All on 10 acres of land with zoning option of light commercial use. Many opportunities to explore!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
6/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Oven/Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Daylight,Finished Rooms,Unfinished

Bedroom2

  • Level: Upper
  • Area: 165

Bedroom3

  • Level: Upper
  • Area: 165

Bedroom4

  • Level: Upper
  • Area: 240

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 204

Features

  • Entrance Foyer,Kitchen Island,Drywall,Paneling,Cable TV
  • Flooring: Other,Carpet,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 200
  • Finished area above ground: 2,557

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 2,757
  • Total interior livable area: 2,757 sqft

Kitchen

  • Level: Main
  • Area: 140

Living Room

  • Level: Main
  • Area: 210

Master Bathroom

  • Features: Shared

Master Bedroom

  • Level: Main
  • Area: 165

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0801201700
  • Zoning description: Residential,Horses Allowed,Deed Restrictions,Outbuildings Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Has view: Yes
  • View description: Countryside View
  • Waterfront features: None
  • Horses can be raised: Yes

Lot

  • Lot size: 10 Acres
  • Features: Previously Farmed,Cleared,Evergreens,Level,Metes and Bounds,Split Possible
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete Floors,Concrete,Dirt
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Benzie County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance *$166$1,992
Property Taxes $1,001$12,012
Electricity $300$3,608
Total$4,652$55,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,497/yr
40% on housing$139,560/yr
45% on housing$124,053/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 49643$179
Benzie County$273

vs Homes Sold Last Month

Median $/sqft

ZIP 49643$306
Benzie County$298

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-21Price change$649,900
2025-08-03Price change$675,900
2025-07-20Listed for sale$695,900
2025-07-18Listing removed$695,900
2025-06-21Price change$695,900
2025-05-06Price change$950,000
2025-01-28Price change$895,000
2024-07-27Listed for sale$950,000

For Sale by Agent

AgentNicole Hulet
BrokerageColdwell Banker Schmidt Traverse City

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