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48 Ferndale Ct, Battle Creek, MI, 49015

2beds
1baths
656sqft
$127,000
$194price/sqft
$1,050/moest. monthly cost
$42,000/yrincome needed

About This Home

Why rent when you can buy. Don't miss this 2-bedroom, 1-bath home in Lakeview School District! This home has been updated in 2022-2023 per previous owner include a roof, windows, a updated bathroom, and kitchen featuring custom wood countertops. HUD Foreclosure - Case #263-712994. Property is being sold As-Is. Buyer is responsible for verifying all information.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Lakeview Middle SchoolGrades 5-81.0 mi
7/10
Lakeview High SchoolGrades 9-121.3 mi
8/10

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Insulated Windows
  • Finished area below ground: 0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 656
  • Total interior livable area: 656 sqft

Property

Details

  • Parcel number: 523630076770

Features

  • Stories: 1

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot
  • Lot size dimensions: 56 x 90

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $642$7,704
Home Insurance *$79$948
Property Taxes $141$1,692
Electricity $188$2,259
Total$1,050$12,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,000/yr
40% on housing$31,500/yr
45% on housing$28,000/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 49015$147
Calhoun County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 49015$145
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$127,000
2025-05-07Sold$115,500
2024-09-09Sold$163,500
2024-04-29Pending sale$159,900
2024-04-23Listed for sale$159,900

For Sale by Agent

AgentAl L Morehart
BrokerageColdwell Banker Morehart Realty

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