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130 Cliff St, Battle Creek, MI, 49014

5beds
3baths
2,074sqft
$49,900
$24price/sqft
$558/moest. monthly cost
$22,320/yrincome needed

About This Home

Attention investors and flippers! Value-add opportunity in Battle Creek located on a corner lot. The property already has a brand-new roof, saving significant rehab costs. Interior needs renovation but offers strong upside for a flip, rental, or conversion. Great layout and solid investment potential in a strong rental market. Convenient location near shopping, and major roads. Perfect project for investors, contractors, or anyone looking for their next rehab deal. Sold as-is.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Franklin SchoolGrades K-20.3 mi
--

Construction

Condition

  • Year built: 1907

Materials

  • Roof: Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Basement: Full

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,074
  • Total interior livable area: 2,074 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 526820020050

Features

  • Stories: 2

Lot

  • Lot size: 0.28 Acres
  • Features: Corner Lot
  • Lot size dimensions: 91 x 132 x 91 x 132

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Calhoun County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $252$3,024
Home Insurance *$25$300
Property Taxes $55$660
Electricity $226$2,714
Total$558$6,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,131/yr
40% on housing$16,740/yr
45% on housing$14,880/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$24This listing

vs Other Active Listings

Avg $/sqft

ZIP 49014$117
Calhoun County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 49014$139
Calhoun County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-10Listed for sale$64,999
2025-10-23Listing removed$78,800
2025-08-03Price change$78,800
2025-06-26Price change$88,900
2025-06-14Price change$98,900
2025-06-02Price change$104,900
2025-05-30Price change$98,900
2025-04-18Price change$104,900
2025-03-28Listed for sale$109,900
2007-11-02Sold$25,000

For Sale by Agent

AgentCharles Campbell
BrokerageListWithFreedom.com

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