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108 N Disbrow St, Cassopolis, MI, 49031

1beds
1baths
420sqft
$84,900
$202price/sqft
$733/moest. monthly cost
$29,320/yrincome needed

About This Home

Nestled in the Village of Cassopolis, this charming 1-bedroom, 1-bath home is full of opportunity. Whether you're looking for an affordable place to call home, a weekend getaway, or your next investment property, this home offers plenty of potential. Recent improvements include a complete plumbing system replacement and a beautifully updated walk-in shower, offering added peace of mind for the next owner. Enjoy a spacious backyard with room to relax, garden, or entertain, all while being just a short walk to downtown Cassopolis, local restaurants and shops, and the public beach on Stone Lake. Home has been vacant for a couple years now, but the contractor just finished the plumbing and shower replacement. Pipes burst this past winter, requiring a complete replacement of plumbing. With that being said, there has been water in the basement and in the bathroom, but was repaired.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

6/10
4/10
Cassopolis Middle SchoolGrades 6-80.7 mi
5/10
Cassopolis High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Oven,Range,Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Michigan Basement

Bathroom1

  • Level: Main
  • Area: 20910
  • Dimensions: 410.00 x 51.00

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Replacement
  • Flooring: Wood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Kitchen

  • Level: Main
  • Area: 111100
  • Dimensions: 1111.00 x 100.00

Living Room

  • Level: Main
  • Area: 19716
  • Dimensions: 159.00 x 124.00

Master Bedroom

  • Level: Upper
  • Area: 19716
  • Dimensions: 159.00 x 124.00

Property

Details

  • Parcel number: 1404111700220

Features

  • Stories: 2
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 5,662 sqft
  • Features: Sidewalk
  • Lot size dimensions: 110 x 50

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $429$5,148
Home Insurance *$51$612
Property Taxes $65$780
Electricity $188$2,259
Total$733$8,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,131/yr
40% on housing$21,990/yr
45% on housing$19,546/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 49031$485
Cass County$239

vs Homes Sold Last Month

Median $/sqft

ZIP 49031$154
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$84,900
2026-07-29Listed for sale$84,900
2026-04-14Listing removed$89,000
2026-03-15Pending sale$89,000
2026-03-04Price change$89,000
2025-12-11Listed for sale$92,900
2025-12-08Contingent$92,900
2025-10-23Price change$92,900
2025-10-11Listed for sale$99,900
2021-09-06Listing removed--
2021-06-02Listed for sale$89,000

For Sale by Agent

AgentJordan Koebel
BrokerageCressy & Everett Real Estate

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