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31643 Frost St, Dowagiac, MI, 49047

1beds
3baths
1,620sqft
$855,000
$528price/sqft
$5,924/moest. monthly cost
$236,960/yrincome needed

About This Home

Nestled on a private 83-acre setting with over 2,200 ft of Dowagiac River frontage, this serene barndominium offers endless possibilities -- second home, farm, horse ranch, hunting lodge, or fishing retreat. The property features level, partially tillable land surrounded by mature trees and sits across from the 380-acre Dowagiac Woods Nature Preserve, known for big buck hunting and salmon, brown trout, and brook trout fishing. The home features a vaulted great room filled with natural light and a gas fireplace, kitchen, large bedroom, full bath with laundry, half bath, and sliding doors to a patio with hot tub. A two-car garage and covered storage add convenience. The 40x60 attached pole barn offers concrete floors, oversized doors, shelving, and half bath, plus a finished standalone workshop with bath -- a truly versatile property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
7/10
Dowagiac Middle SchoolGrades 6-84.1 mi
6/10
Union High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2011

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Laundry Closet,Main Level

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bedrooms: 1

Features

  • Window features: Low-Emissivity Windows
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Kitchen

  • Level: Main
  • Area: 360
  • Dimensions: 30.00 x 12.00

Living Room

  • Level: Main
  • Area: 900
  • Dimensions: 30.00 x 30.00

Master Bathroom

  • Level: Main
  • Area: 40
  • Dimensions: 8.00 x 5.00

Master Bedroom

  • Level: Main
  • Area: 288
  • Dimensions: 24.00 x 12.00

Property

Details

  • Parcel number: 1411000916603

Features

  • Stories: 1
  • Has spa: Yes
  • Spa features: Hot Tub Spa
  • On waterfront: Yes
  • Waterfront features: River
  • Waterbody name: Dowagiac River

Lot

  • Lot size: 83 Acres
  • Features: Level,Tillable,Wooded
  • Lot size dimensions: 352 x 2221 x 1591 x 880

Parking

  • Total spaces: 5
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Winter Weather

FEMA Declared Disasters in Cass County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,323$51,876
Home Insurance *$559$6,708
Property Taxes $854$10,248
Electricity $188$2,259
Total$5,924$71,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,108/yr
40% on housing$177,720/yr
45% on housing$157,973/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$528This listing

vs Other Active Listings

Avg $/sqft

ZIP 49047$172
Cass County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 49047$164
Cass County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$889,900
2026-02-13Listed for sale$899,900

For Sale by Agent

AgentTim Mitchell
BrokerageCressy & Everett Real Estate

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