See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

321 Oakwood Ave, Clarklake, MI, 49234

2beds
2baths
1,326sqft
$289,999
$219price/sqft
$2,153/moest. monthly cost
$86,120/yrincome needed

About This Home

Fabulous year round cottage with gateway to township park at Clark Lake. Completely redone, with two bedrooms, two full baths, upscale appliances and finishes. Four parking spaces in driveway. Clarklake living on a budget. Fabulous year round cottage with gateway to township park at Clark Lake. Completely redone, with two bedrooms, two full baths, upscale appliances and finishes. Four parking spaces in driveway. Clarklake living on a budget.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

--
7/10
8/10
Columbia Middle SchoolGrades 3-65.3 mi

Construction

Condition

  • Year built: 1926

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Main Level

Basement

  • Basement: Partial

Bathroom1

  • Level: Main
  • Area: 72
  • Dimensions: 9.00 x 8.00

Bathroom2

  • Level: Upper
  • Area: 81
  • Dimensions: 9.00 x 9.00

Bedroom2

  • Level: Upper
  • Area: 110
  • Dimensions: 11.00 x 10.00

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Center Island,Eat-in Kitchen
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Carpet,Laminate
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,326 sqft

Kitchen

  • Level: Main
  • Area: 170
  • Dimensions: 17.00 x 10.00

Laundry

  • Level: Main
  • Area: 70
  • Dimensions: 10.00 x 7.00

Living Room

  • Level: Main
  • Area: 247
  • Dimensions: 19.00 x 13.00

Master Bedroom

  • Level: Upper
  • Area: 286
  • Dimensions: 22.00 x 13.00

Recreation

  • Level: Main
  • Area: 220
  • Dimensions: 22.00 x 10.00

Property

Details

  • Parcel number: 000192010100200
  • Zoning description: Res

Features

  • Stories: 2
  • Waterfront features: Lake
  • Waterbody name: Clark Lake

Lot

  • Lot size: 3,920 sqft
  • Features: Recreational,Adj to Public Land
  • Lot size dimensions: 50 x 75

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Jackson County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$156$1,872
Property Taxes $343$4,116
Electricity $188$2,259
Total$2,153$25,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,817/yr
40% on housing$64,590/yr
45% on housing$57,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 49234$101
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 49234$157
Jackson County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$289,999
2026-07-10Listed for sale$289,999
2003-12-02Sold$105,000
2003-04-29Sold$90,000
1999-09-22Sold$74,000

For Sale by Agent

AgentKIM J DAGENAIS
BrokerageYour Premiere Properties LLC

Similar Homes