527 Marian St, Waterville, MN, 56096
About This Home
Perched above the shimmering waters of Tetonka Lake, this exceptional Waterville retreat offers a rare blend of refined comfort and timeless lakeside charm. With impeccable elevation and sweeping views, this property delivers a premier lakefront experience from the moment you arrive. The main residence features a generously sized primary bedroom and beautiful bathroom, complemented by an expansive living room anchored by a stone fireplace that invites relaxation. The beautifully updated kitchen blends modern finishes with classic cabin warmth, creating an elegant space for entertaining or unwinding. An additional lot hosts a private guest cabin, complete with its own bedroom and bathroom — an ideal sanctuary for visitors seeking comfort and privacy. Your lakeside lifestyle begins immediately, as the dock and lift are included with the sale. Step outside to a spacious lakeside deck perfectly positioned for sunrise coffees, sunset cocktails, and everything in between. Two well-appointed storage sheds provide ample room for lake gear, tools, and seasonal essentials.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1932
Materials
- Roof: Age Over 8 Years
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Microwave,Range,Refrigerator,Water Softener Owned
Basement
- Has basement: Yes
- Basement: Block,Full,Unfinished
Bathroom
- Level: Upper
- Area: 108
- Dimensions: 12x9
Bathroom
- Level: Main
- Area: 32
- Dimensions: 4x8
Bedroom
- Level: Upper
- Area: 180
- Dimensions: 15x12
Bedroom
- Level: Main
- Area: 60
- Dimensions: 10x6
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,163
Foyer
- Level: Main
- Area: 84
- Dimensions: 7x12
Foyer
- Level: Main
- Area: 24
- Dimensions: 3x8
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,763
- Total interior livable area: 1,163 sqft
Kitchen
- Level: Upper
- Area: 195
- Dimensions: 15x13
Kitchen
- Level: Main
- Area: 80
- Dimensions: 10x8
Living Room
- Level: Upper
- Area: 340
- Dimensions: 20x17
Living Room
- Level: Main
- Area: 132
- Dimensions: 12x11
Mud Room
- Level: Upper
- Area: 54
- Dimensions: 9x6
Sitting Room
- Level: Upper
- Area: 120
- Dimensions: 12x10
Storage
- Level: Lower
- Area: 600
- Dimensions: 25x24
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 245600050
- Zoning description: Residential-Single Family
- Foundation area: 1163
Features
- Levels: Multi/Split
- Patio & porch: Deck
- On waterfront: Yes
- Waterfront features: Lake Front
- Frontage length: Water Frontage: 58
Lot
- Lot size: 6,926 sqft
- Lot size dimensions: 58 x 120 x 55 x 121
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Tornado
- Cold Wave
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Le Sueur County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,764 | $21,168 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $382 | $4,584 |
| Electricity | $170 | $2,050 |
| Total | $2,572 | $30,864 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $349,000 |
| 2026-06-08 | Price change | $389,000 |
| 2026-05-21 | Listed for sale | $415,000 |
View on Zillow