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505 McBride Dr, Fulton, MS, 38843

3beds
2baths
2,000sqft
$289,900
$145price/sqft
$1,997/moest. monthly cost
$79,880/yrincome needed

About This Home

Spacious 3 bedroom, 2 bath situated on 1.1 acre with split bedroom plan, open concept living, dining and kitchen. This home features stained concrete floors, custom closets in all the bedrooms. Kitchen is every cook's dream with cabinets & countertop space galore, bar, bay window. Primary bedroom offers plenty of room for all your furniture, primary bath has separate tub and shower, double sinks, his/her closets. Large laundry room with plenty of storage. Outside consists of 2 covered patio areas, 12 x 28 shop/storage, fenced yard for pets or littles and an inground storm shelter just steps from patio. All information deemed correct but not guaranteed by broker/agent.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
2/10
Dorsey Attendance CenterGrades K-66.3 mi

Construction

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Formica Counters
  • Window features: Insulated Window(s)
  • Flooring: Concrete
  • Finished area below ground: 0
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Cntrl Elec
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 139123108702

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Yes

Lot

  • Lot size: 1.10 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Heat Wave
Strong Wind
Earthquake
Hail
Ice Storm

FEMA Declared Disasters in Itawamba County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,465$17,580
Home Insurance *$239$2,868
Property Taxes $101$1,212
Electricity $192$2,304
Total$1,997$23,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,468/yr
40% on housing$59,910/yr
45% on housing$53,253/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 38843$108
Itawamba County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 38843$141
Itawamba County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-17Listed for sale$289,900
2025-08-21Listing removed$275,900
2025-08-12Listed for sale$275,900
2022-01-05Listing removed--
2021-11-26Listed for sale$249,900
2021-11-26Pending sale$249,900
2021-11-26Listed for sale$249,900
2021-03-24Listing removed--
2019-07-01Listing removed$194,500
2019-06-25Price change$194,500
2019-06-14Price change$196,500
2019-06-04Listed for sale$198,500
2019-05-04Listing removed$189,900
2019-03-20Price change$189,900
2019-02-05Price change$190,500
2019-01-21Price change$192,500
2019-01-10Price change$197,900
2018-12-30Listed for sale$198,600
2018-05-29Listing removed$188,000
2018-05-19Price change$188,000
2018-05-09Price change$188,250
2018-05-04Price change$188,500
2018-04-28Price change$188,750
2018-04-21Price change$189,000
2018-04-19Listed for sale$189,250

For Sale by Agent

AgentGrant Gillespie
BrokerageChilders Realty & Associates, Inc.

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