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171 White Cir, Louisville, MS, 39339

4beds
2baths
2,700sqft
$180,000
$67price/sqft
$1,846/moest. monthly cost
$73,840/yrincome needed

About This Home

This home has been updated and a 4th bedroom was added. Currently the main bedroom is upstairs with a great view of the backyard and neighborhood. The large den has brick wall and fireplace, it has a cozy feel for a large space. The galley style kitchen has new cabinetry. The living room is located at front of the house with a small office or storage room off of that. New windows from Window World are throughout the house. The large laundry off the 2 car garage and has a tankless water heater. It also has screened in porch out back. other amenities include a deck, storage building and a separate 1 car carport with a RV plug. also. The backyard has pet fencing which is great if needed or can easily be removed if desired.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Fair Elementary SchoolGrades PK-20.9 mi
4/10
Eiland Middle SchoolGrades 6-81.7 mi
4/10
Louisville High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Conventional
  • Construction materials: Wood Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Vinyl
  • Fireplace: Yes

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Property

Details

  • Parcel number: 151282701 0301000

Features

  • Fencing: Back Yard,Other
  • Waterfront features: None

Lot

  • Lot size: 0.95 Acres
  • Lot size dimensions: 95

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters in Winston County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance *$612$7,344
Property Taxes $73$876
Electricity $251$3,012
Total$1,846$22,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,291/yr
40% on housing$55,380/yr
45% on housing$49,226/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.5%
4.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 39339$90
Winston County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 39339
Winston County$24

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$180,000
2025-01-24Sold--
2024-10-18Price change$49,900
2024-08-08Listed for sale$69,900
2024-06-05Listing removed--
2024-05-17Price change$69,900
2024-04-02Price change$74,900
2023-11-21Price change$79,900
2023-09-27Listed for sale$89,900
2022-09-01Listing removed--
2021-09-10Price change$115,000
2021-07-31Listed for sale$125,000

For Sale by Agent

AgentKELLY MCCULLOUGH SALETZKI
BrokerageMCCULLOUGH REALTY LLC

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